Free Credit Report for Declined Credit Applications
Key Takeaways
- If your application was denied, you can reach out to a credit reporting company to receive a free credit report about why your application was declined.
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Money Fact or Hack
Suppose your application for a personal loan, credit card, or a similar credit request is denied. In that case, you can request a free credit report from the credit reporting company, such as Experian, that declined your application.
What else you should know
- The instructions on how to request your credit report from the credit bureau are usually found on your declination letter.