Five Money Hacks for Back-to-School Shopping

Posted by Nailah Herbert in Opportunities & ResourcesJuly 26, 2021(Last Updated December 4, 2021)2 min read
Are you ready to make some real money moves?

School is back in session! Whether you are doing virtual school or attending in-person, it is essential to be prepared and ready for your classes. From school supplies to new clothes, below are a few financial hacks to help you score big, spend small on your back-to-school shopping. 


Hack #1:

Buy in Bulk


Whether you are a college student or a parent with multiple children, buying essential clothing like underwear and socks in bulk can save you money. Clothing and school supplies can be purchased by the bulk for a lower price online through websites like Amazon or at warehouses like Sam's Club or Costco. (Paid memberships are required to shop at Sam's Club and Costco, but you can ask for a one-time free guest pass or ask to borrow a friend's membership card.) Retailers, such as Five Below and Walmart, also have back-to-school specials such as 4-for-a-dollar on supplies like notebook paper. 


Hack #2:

Dollar Stores


For supplies such as calculators, writing paper, and planners, visit your local dollar store. Dollar stores are known to have lower prices versus big-name retailers. 


Image credit: emin kuliyev / Shutterstock.com


Popular dollar store chains are Dollar Tree, Dollar General, and Family Dollar.


Hack #3:

Use Coupons


Coupons are the perfect play for great deals or receiving a percentage off the item(s) you are purchasing. You may have a coupon book delivered to your house or find them on a website, mobile app, or in your local newspaper. 


Hack #4:

Subscribe to Store Newsletters


If you have a favorite store that you like to purchase your school supplies or clothing, you could save money by signing up to be a part of that retailer's email list. By subscribing to their newsletter or signing up to receive texts from your favorite stores, you can catch deals by being informed sooner or accessing "member" only deals.




Hack #5:

Price Match


Price matching is excellent because it ensures you receive the lowest and best price compared to other retailers. For example, stores like Target and Best Buy are known to match the cost of an identical item that may have been initially cheaper at another store. 

Was this content helpful?
Comments (0)

Sign In to leave a comment.

Download the CapWay App

Access more features to your Money Account

  • Money Goals
  • Request Money
  • Categorize Spending
  • Money Talk

The CapWay, Inc Debit Visa Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank ©2014.

1. For Money Account holders with a negative balance, the CapWay debit card will go into freeze until funds are deposited to bring account back to current. See terms and conditions

2. Sending or receiving money from other CapWay account holders will be instant. Transfers from other accounts could take up to 48 hours, depending on the financial institution.

3. Early access to funds requires direct deposit. Early payment is not guaranteed and is dependent on the timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer's scheduled payment date.

4. Money Goals allows account holders to save money towards financial goals created within the CapWay platform. Funds can be transferred from your Money Account or saved through the rounding up of your transactions from purchases.

5. CapWay offers financial content through Learn Money free of charge, but may include advertisements through affiliates. Phunds, CapWay's literacy program and session, is paid content or co-branded content.

© 2019-2022 CapWay Inc. All Rights Reserved.