Do's and Don'ts of Contributing to Your Social Security Credits
Be sure to pay taxes on all of your income. In addition to risking issues with the IRS, you may be cheating your future self out of your Social Security benefits.
Social Security benefits are based on your highest 35 years of earnings. If you have fewer than 35 years of earnings, the non-work years will be counted as zeroes in the calculations. So even if you are not working a full-time job, still report your side hustle income on your taxes so that it will count towards your Social Security credits.