How To Treat Yourself and Practice Self-Care on a Budget

• Self-care is important for your mental health and can have a positive impact on your money. 
• A more grounded state of mind allows you to bring your best self to achieving your financial goals. 
• When planning for your self-care days, it's important to understand the difference between your wants versus your needs.

On the Revenge of the Dreamers III album, Ari Lennox and Baby Rose sing, "self-love is the best love." There is so much power in that one line, as it is essential to give yourself the love and care that you deserve.

Self-care is important for your mental health and can have a positive impact on your money. A more grounded state of mind allows you to bring your best self to achieving your financial goals. You will also be better prepared to handle any of the challenges that may arise as you work on making your money dreams come true.

Sometimes your wants can get expensive. Thankfully, your needs can be flexible and don't have to cut into your finances. When planning for your self-care days, it's important to understand the difference between your wants versus your needs. For example, you may want to go to the J. Cole concert next week with your friends, but you may need to spend some quality time with the people you care about a lot. You can satisfy your need by inviting your friends over to have a mini J. Cole concert in your dorm room. 

Here are some affordable self-care tips that get to the core of what you may need.

Declutter and Organize Your Space

When you organize your space, you'll start to feel lighter and better able to relax. You can also try rearranging your furniture. You get the rush of everything feeling new without having to spend a dime. 

Relax in a Bath

Taking the time to relax, whether in the bathtub or shower, will help you cleanse your mind and body. 

Pro tip: Hang eucalyptus leaves above your shower because the steam will activate the release of the essential oils in the plant. Your bathroom will instantly be turned into a spa-like environment with this simple trick.

Read or Listen to an Audiobook

Reading or listening to an audiobook can help relax your mind and bring you into the author's world. Reading is a significant factor in reducing stress and anxiety. The act of fully engaging in a book has meditative qualities that can enhance your feelings of relaxation. 

Cook a Delicious Meal

Whether the meal is for yourself or the ones you love, sharing those moments can make you feel good inside. Also, cooking can significantly improve your emotional well-being. The process of cooking – cutting, stirring, cleaning – can act as a de-stressor while building confidence and boosting self-esteem. 

Exercise or Practice Yoga

Physical activity such as exercising, yoga, or taking a nature walk is key to inducing endorphins (think “feel-good” brain signals), which helps improve mood and overall well-being. You can take a walk in the park with a close friend or watch a free and easy-to-access exercise or yoga video on YouTube. 

Check-in with a Friend

Sometimes, all you need is a good conversation with someone who knows you best. If you're feeling stressed, try setting aside some time to spend with loved ones and close friends. 

Plan a Day off From Work

Taking a day or two off from work or any commitments can help you reset. Give yourself what you need on your day(s) off, such as sleeping in, binge-watching a show on Netflix, or taking a midday walk alone. 

Tip: If you work Monday-Friday, consider taking a Friday or a Monday off so that you can enjoy a three-day weekend.