Culture Meets Money invited Chris Browning to share his advice about avoiding debt, tips about debt payoff, and other personal finance tips. Chris Browning is a financial analyst with an award-winning podcast, Popcorn Finance.

The cash envelope is a classic budgeting system that can help you to stop overspending and avoid debt. Read this CapWay article to learn how the cash envelope budgeting system works.

If you fail to make payments, creditors will attempt to recoup the funds owed. If approved, creditors can freeze your bank account and withdraw funds directly. With a bank account levy in place, your options are limited.

If you're tired of holiday debt, it is time to start using strategies to avoid it. One of the most powerful strategies to avoid holiday debt is the sinking fund. Learn more here.

Bankruptcy is a debt relief procedure in which a bankruptcy court is used to relieve a debtor's obligation to pay off all or part of their debts. Here's how the bankruptcy process works.

Living paycheck to paycheck is a problem that the majority of Americans face. However, it is very much possible to break the cycle. Here's how.

Have you ever wondered why you were denied a loan? It usually comes down to the 3 C's of credit: Character, Capital, and Capacity. Learn more here.

To attract new customers, credit card companies frequently advertise generous welcome bonuses. These welcome bonuses can quickly add up to many miles, points, and cash-back offers. Some people try to maximize their rewards by applying for multiple cards simultaneously. This process is known as credit card churning.

Buy Nothing Day is an international day of anti-shopping and anti-consumerism. What exactly does that mean, and should you participate? Read this CapWay article to find out!

Payday loans have been around since the early 1930s. However, payday loans have become increasingly popular, especially among Generation Z. But despite their popularity, it’s important to note that payday loans have high-interest rates that could lead borrowers into debt.

Creditworthiness refers to whether a person or company is considered fit to receive a loan or line of credit, often based on past financial borrowing experiences. Here's why your level of creditworthiness is important to your financial health.