Have you ever wondered why you were denied a loan? It usually comes down to the 3 C's of credit: Character, Capital, and Capacity. Learn more here.

To attract new customers, credit card companies frequently advertise generous welcome bonuses. These welcome bonuses can quickly add up to many miles, points, and cash-back offers. Some people try to maximize their rewards by applying for multiple cards simultaneously. This process is known as credit card churning.

There are pros and cons to both debit and credit cards. It’s important to understand how to use both cards so that you can have great financial health.

Credit cards, debit cards and prepaid debit cards can all be used to make purchases.  The best best choice for you depends on your spending goals and what you want to get out of the card.

If you find yourself routinely having more month than money, then it may be time to embrace a more structured budgeting approach by starting from zero, zero-based budgeting, that is.

Each year, on September 5th, the International Day of Charity is held to raise awareness of many sociological issues faced daily in less fortunate parts of the world. As some parts of the world are dealing with the worst effects of humanitarian crises, the United Nations deemed it necessary to have a day to increase solidarity and social responsibility towards taking action.

Since the beginning of the pandemic, the cost of living has continued to rise due to the surging inflation rates. When the Bureau of Labor Statistics calculated the most recent inflation rate using the Consumer Price Index, it was determined that it was at its highest level in 40 years.

On Wednesday, July 13, 2022, crypto bank Celsius filed for Chapter 11 bankruptcy. The digital asset firm mentioned extreme market conditions led to a surge in customer withdrawals, ultimately hurting their operations.

For many years, Black Americans have been at a disadvantage when it comes to homeownership and acquiring wealth.

Unfortunately, many people aren’t aware if they are financially unstable. However, your financial knowledge can pay the most significant dividends. Keep reading to find out the five tell-tale signs that you are facing financial instability.

The ongoing COVID-19 pandemic halted and slowed down international travel demand. Now that many travel restrictions have been removed or loosened, leisure travel has increased.