Julien and Kiersten Saunders are the founders of rich & REGULAR, a blog dedicated to those who want to live financially free. Julien and Kiersten are full-time entrepreneurs, former real estate investors, and authors.

One of the great thrills and challenges for any new home buyer or real estate investor is finding a house that fits your budget. But even in today's hot market, some inside tips and strategies that can put you ahead of the crowd.

There are four common budgeting styles: the line budget, the 50/30/20 budget, the zero-based budget, and the envelope (cash) budget. Choosing a budget that best fits your lifestyle and financial situation is important. A budget can help you save, track spending, and build wealth.

Many Americans are struggling with handling their finances due to various reasons, and it’s starting to take a toll on their mental health. During the COVID-19 pandemic, mental health woes have increased in many young adults.

Utility companies have created a budget billing program that helps budget your monthly utility bills. This budget billing program is a 12-month program that is an average amount that your utility company charges you based upon your energy usage.

With the holiday season approaching, millions of people will be conducting their holiday purchases soon. However, a recent report by Deloitte showcased that 11.5% of consumers will not be partaking in the holiday shopping season due to these reasons.

Overtime Elite (OTE) is a newly funded league that provides high school players an alternative pathway towards achieving their NBA dreams.

President Joe Biden recently announced that the government has canceled $11.5 billion in student loan debt. Currently, the outstanding student loan debt is $1.73 trillion, according to the Federal Reserve.

Statistics show that 78% of retired National Football League (NFL) players go broke within two years of retiring, and 60% of former National Basketball Association (NBA) players go broke five years after retiring.

Financial freedom is achievable no matter how much debt you have and how much money you make. All you have to do is stay the course. Here are three simple steps that you can implement today to start your road to becoming debt-free and financially free.

The federal government has been struggling to develop a solution to its public debt crisis. Unfortunately, the Republican and Democratic parties have opposing approaches about how to resolve this significant issue. However, if the government fails to bring about a resolution by around October 18, it could result in a major financial crisis for the United States of America.

The Netflix Original TV show Squid Game provided a series of nail biters, plot twists, and lessons about money.

When it comes to the distribution of wealth among Black and Latinx people versus white people in the United States, minorities have always been neglected. The racial wealth divide is widespread and stems from hundreds of years of policies.

A family reunion usually involves many people, so a common misconception is that a lot of money needs to be spent to ensure everyone will have a good time. Fortunately, family reunions don’t have to be expensive when properly planned.

You can show your father that you love him without putting a dent in your bank account. There are many thoughtful yet inexpensive gifts to choose from. We’ve got you covered with our top 8 frugal gifts to give to your father for Father’s Day.