Sixty ($60) billion has been set aside for Community Banks and Smaller Credit Unions with the goal of funneling more money to small, rural, and minority-owned businesses.

A mindset shift is important when you want to become financially secure and comfortable. Your money mindset determines how you think about your finances. If you have a poor mindset when it comes to money, it can become challenging to accomplish your financial goals.

As we are navigating the overall financial and social impact of the coronavirus, it's essential to prepare ourselves for any surprises that could come financially. To avoid spending money that you may need later, here are my top three tips to prepare your pockets: cut out unnecessary expenses, create a list before you shop and contact your lenders