Lack of financial knowledge has resulted in many young adults making bad decisions with their money. Most money problems can be solved by learning how money works and using it to help you succeed.

The cash envelope is a classic budgeting system that can help you to stop overspending and avoid debt. Read this CapWay article to learn how the cash envelope budgeting system works.

Many high school and college schools aren’t teaching their students about taxes, so it’s important to pay attention to any new tax information. With many people already receiving federal tax return refunds, understanding how income tax returns work is crucial.

Creating a business bank account is the first important step in establishing your business as a stand-alone entity. Here are three easy steps to help you to open a business bank account.

CapWay invited Brandyn to speak on the Culture Meets Money show to share her debt payoff journey and how others can avoid the many holiday season financial traps.

Tracking the activity in your checking and savings accounts is a great money management strategy. In addition, your monthly bank statement is an excellent resource provided by your financial institution to assist you in staying on top of your finances.

Jala Eaton, Esq., Certified Trust and Fiduciary Advisor (CTFA), is the Founder and CEO of On My Own Financial, LLC and J. Eaton Law PC. Learn more about Jala Eaton, her company On My Own Financial, and her advice to other women entrepreneurs.

Raya Reaves is the Founder and Finance Coach of City Girl Savings. Below you can learn more about Raya and her journey to becoming an entrepreneur and the advice she gives to other women entrepreneurs.

To attract new customers, credit card companies frequently advertise generous welcome bonuses. These welcome bonuses can quickly add up to many miles, points, and cash-back offers. Some people try to maximize their rewards by applying for multiple cards simultaneously. This process is known as credit card churning.

Atiya Brown is the Founder and CEO of The Savvy Accountant, which helps small businesses solve complex tax issues and save money on their taxes. She joins Culture Meets Money to share her best tax tips that every successful entrepreneur should know.

The Buy Now, Pay Later (BNPL) service is a new payment method that has become increasingly popular. Despite BNPL becoming more widespread amongst the younger generation, this program carries significant financial risks if the money isn’t paid back on time.

CapWay invited Financial Therapist and Reiki Master Teacher, Steven M. Hughes to join Culture Meets Money to discuss financial therapy, why mental health matters in the Black community, and how money and mental health coincide.

Starting a new job can be exciting. But it’s important not to leave behind your investment accounts at your old job. So, here are some helpful tips to ensure you don’t leave any money behind.

The debt-to-income formula, or DTI, helps determine your financial health by comparing your monthly required debt payments to your after-tax take-home pay. A low number means that only a small percentage of your take-home pay goes towards paying debt.

Okeeba Jubalo is the Founder and CEO of Okeeba Jubalo Fine Art Gallery, located in North Charleston, South Carolina, and is known as the South’s premier African American fine art gallery. As a special guest on Culture Meets Money, Okeeba Jubalo discussed how people could invest and profit from fine art.