Results for "Checking Account"19 results found.
Debit Cards vs. Pre-Paid Cards vs. Credit Cards

Credit cards, debit cards and prepaid debit cards can all be used to make purchases.  The best best choice for you depends on your spending goals and what you want to get out of the card.

by Pam Hill
The Difference Between Assets and Liabilities

Financial statements are often thought of as something that only companies need worry about, but a personal financial statement can help you track your financial health and hone in on trouble spots and opportunities. 

by Pam Hill
What is a Zero-Based Budget? | CapWay

If you find yourself routinely having more month than money, then it may be time to embrace a more structured budgeting approach by starting from zero, zero-based budgeting, that is.

by Pam Hill
Tips on Successful Budgeting While in College

Attending college is an important milestone. While in college it’s a must to establish a great financial mindset. According to a study by Ohio State University, more than 70 percent of college students reported feeling stressed about their finances.

by Matin Varshochi
What is Financial Infidelity? A Third of Americans Know

Almost a third of Americans have admitted to committing financial cheating in their relationships, according to a survey by CreditCards.com. Many Americans believe that keeping financial secrets is just as bad as physical cheating.

by Viviana Vazquez
Millennials and Gen Z are Paying the Most in Banking Fees

In a recent study, it was found that members of Generation Z and Millennials were paying more in banking fees. On average, Gen Z pays around $19 per month in banking fees. Millennials spend $16, while Gen X pays around $4, and Baby Boomers pay around $2.

by Viviana Vazquez
How to Choose a Suitable IRA Account

Saving for retirement is essential for living a comfortable life after working for many years. Depending on the line of work, different types of Individual Retirement Accounts (IRAs) are available to help a person maximize their retirement savings.

by Matin Varshochi
Use Your Credit Card Rewards to Buy Holiday Gifts

Holidays are incredibly emotional times, and the number one reason that we spend money is our emotions. Credit card rewards hacking is one of the best hacks for automating your savings.

by Shaun Morgan
Racial Wealth Gap: Black and Latinx Net Worth is Expected to Hit 0 by 2053

When it comes to the distribution of wealth among Black and Latinx people versus white people in the United States, minorities have always been neglected. The racial wealth divide is widespread and stems from hundreds of years of policies.

by Nailah Herbert
Why People Use Automated Savings Plans

When payday comes, many bills and other expenses are typically paid off before any other spending occurs. Fortunately, one of the products and services that consumers can access via their online banking platform to help combat this issue is called an “Automated Savings Plan.”

by Nailah Herbert
Five Ways to Achieve Your Savings Goals

Many people set money aside for an emergency fund to prepare for anything that could happen. However, if achieving your savings goals is something you struggle with, some techniques you can use are creating a monthly budget, reaching out to a financial advisor, and setting up an automatic transfer to help your goals become easier to attain.

by CapWay

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The CapWay, Inc Debit Visa Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank ©2014.

1. For Money Account holders with a negative balance, the CapWay debit card will go into freeze until funds are deposited to bring account back to current. See terms and conditions

2. Sending or receiving money from other CapWay account holders will be instant. Transfers from other accounts could take up to 48 hours, depending on the financial institution.

3. Early access to funds requires direct deposit. Early payment is not guaranteed and is dependent on the timing of payer's submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer's scheduled payment date.

4. Money Goals allows account holders to save money towards financial goals created within the CapWay platform. Funds can be transferred from your Money Account or saved through the rounding up of your transactions from purchases.

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