It seems impossible to do Christmas shopping without going into debt sometimes, but it is possible! Find out how.
by Shaun MorganHave you ever wondered why you were denied a loan? It usually comes down to the 3 C's of credit: Character, Capital, and Capacity. Learn more here.
by Shaun MorganTo attract new customers, credit card companies frequently advertise generous welcome bonuses. These welcome bonuses can quickly add up to many miles, points, and cash-back offers. Some people try to maximize their rewards by applying for multiple cards simultaneously. This process is known as credit card churning.
by Sha'Kreshia TerrellBuy Nothing Day is an international day of anti-shopping and anti-consumerism. What exactly does that mean, and should you participate? Read this CapWay article to find out!
by Shaun MorganLandlords perform credit checks to make sure that a rental applicant appears trustworthy and has a solid history of making payments on time. You can take several steps to pass your next rental credit check with flying colors.
by Pam HillThe Buy Now, Pay Later (BNPL) service is a new payment method that has become increasingly popular. Despite BNPL becoming more widespread amongst the younger generation, this program carries significant financial risks if the money isn’t paid back on time.
by Matin VarshochiEveryone should regularly check their credit report. The difference between a soft inquiry and a hard inquiry can significantly impact your score. Here's what you should know about the difference between both.
by Sha'Kreshia TerrellThere are pros and cons to both debit and credit cards. It’s important to understand how to use both cards so that you can have great financial health.
by Sha'Kreshia TerrellDuring the COVID-19 pandemic, many people were laid off from their jobs causing their expenses to become unaffordable. Many people were unable to purchase some necessities and desired products outright, which caused them to turn to the buy now, pay later (BNPL) program.
by Matin VarshochiIf you have little or no credit history, you may need a co-signer to get approved for certain loans like auto or mortgages. Even as an apartment applicant, you may need a co-signer. A co-signer can increase your chances of getting approval from a lender.
by Sha'Kreshia TerrellCredit cards, debit cards and prepaid debit cards can all be used to make purchases. The best best choice for you depends on your spending goals and what you want to get out of the card.
by Pam Hill