Black Friday is right around the corner and many will spend large sums of money shopping for gifts. Although purchasing items at a fraction of the price may provide happiness, it is essential to have a budget to not overspend during the holiday.
by Nailah HerbertSaving doesn’t come naturally to everyone, but that doesn’t mean that anyone can’t learn how to save. Becoming a saver requires you to get real with what works for you and what doesn’t. If you have always been the kind of person who can’t seem to hold onto money, we have three tips to help you start saving.
by CapWayIt seems like everyone is talking ownership these days, and we're here for it! The ownership conversation is around having more control over your ability to build wealth.
by CapWayAssets are valuable tangible and non-tangible items that you own. Assets can range from cash in a checking or savings account to a digital asset such as an NFT. All assets have monetary value, and sometimes their value will increase over time.
by CapWayYour money scripts are usually set in childhood and shape your financial decisions as an adult. Money Scripts are core beliefs about money that guides your financial behavior. The four money scripts are money avoidance, money worship, money status, and money vigilance.
by CapWaySometimes, we feel as if we are in a negative financial pattern that hinders us from reaching our money goals. Many people experience a financial pattern but are unsure what to call it or how to help themselves. One way to understand your financial pattern is by understanding your money script.
by Nailah HerbertWe met and learned about so many amazing creators who are flipping the rules on everything you thought you knew about handling your money.
by CapWayGood financial habits are key to bettering your personal finance. Controlling your money takes discipline and implementing effective practices. Not everyone will have control of their money, but steps can be taken to get there.
by Nailah HerbertWhen you apply for financial aid through the Free Application for Federal Student Aid (FAFSA) you must make sure that you fill out every detail carefully. Here are three common mistakes that can hurt your application:
by Nailah HerbertWhen choosing a bank product (i.e., debit cards, credit cards, opening bank accounts), you must ask yourself key questions before making your decision. Most people choose their financial institution based on convenience; it’s close to your work, or the process of opening an account is hassle-free.
by Nailah HerbertCo-signing on a loan is a big responsibility that shouldn’t be taken lightly. Knowing the pros and cons of doing such an act for someone else is essential. Let’s take a deep dive into what co-signing means, the effects of co-signing, and more.
by CapWayWith the beginning of the school year right around the corner, many students will be looking to acquire their course materials from the campus bookstore. On average, college students spent $415 during the 2018-2019 school year. Below are eight ways a college student can save money on textbooks for the upcoming school year.
by Nailah HerbertFor some, instead of generational wealth, we are relying on trial and error when making financial decisions, breaking generational curses, and working to achieve financial freedom.
by CapWayStudent loans can become a college graduate's worst nightmare. If possible, do not borrow any more money than you absolutely need. Why? Those refund checks are not free money.
by CapWay