A goodwill letter usually asks creditors to overlook the past due bill and accept your payment as if it had been received on time. The end result is left up to the creditor to decide whether or not to erase any negative marks on your credit report.

Landlords perform credit checks to make sure that a rental applicant appears trustworthy and has a solid history of making payments on time. You can take several steps to pass your next rental credit check with flying colors.

If you own a credit card, it’s important to know how it works, and one of the perks of having a credit card is consumer protection. For example, you can dispute the charge with your credit card company if you have a billing error or fraudulent charge.

Credit ghosts are people who have no credit score, but they could improve their financial situation by building credit. Here's what is a credit ghost and what to know if you are one.

Workforce payments platform Branch recently conducted a survey asking hourly workers in the United States about their financial situation. The purpose of this survey was to determine how well off these hourly workers are in the midst of the current economic climate, and the results were startling.

Back-to-school shopping can be stressful and expensive. The list of required school items seems to get bigger every year, and prices continue to rise. Here are some tips to save money on school supplies.

Having fun and making lasting memories with family is the true meaning behind celebrating the holidays. The emotional effects of debt and stress can take away from the enjoyment. Here are three reasons why you should start your holiday shopping earlier in the year.

Negotiating salary and compensation are crucial steps in the interview process. Key advantages of negotiating your offer through email include more time to research and the ability to better control your tone and emotions in writing.

Last week, luxury fashion house Gucci announced they would start accepting digital assets, cryptocurrencies, as a means of payment.

Your mindset, that is the assumptions, expectations and practices you have regarding your business, can be every bit as important as your sales plan and budget in moving your venture forward.

Learning your triggers and being able to stop and reflect on your shopping habits can take you a long way in life. Often times we don’t stop ourselves enough and ask ourselves if we really need the last-minute item that we just pick up.