In 2020, the Federal Trade Commission (FTC) reported that nearly five million people were victims of identity fraud. As this is a growing concern in today’s society, it is essential to know how to protect yourself from becoming a victim.
by Matin VarshochiShopping with a teen can be overwhelming and stressful. Although it is exciting to know that your child is closer to adulthood, but it can be stressful when it comes to teaching financial literacy and providing the proper financial experiences.
by Sha'Kreshia TerrellHoliday shopping for picky people can be incredibly difficult. But it doesn't have to be. Here are 5 easy tips to find a great gift to satisfy your picky person holiday shopping list.
by Shaun MorganGen Zers tip more than previous generations. For example, in the study, it was determined that during the holiday season, 51 percent of Gen Zers tip more, compared to 48 percent of millennials, 43 percent of Gen Xers, and 42 percent of boomers.
by Sheena AllenThe holiday season can be an exciting time for many. However, holiday shopping and its associated costs can be stressful. According to a LendingTree survey, almost 50% of American consumers are dreading the holidays, due to their expensive costs.
by Viviana VazquezDepending on what country you are traveling to, exchanging your money into the country’s currency is an essential part of travel. Therefore, before you travel to a different country, it is helpful to understand the country's exchange rate.
by Sheena AllenWith the holiday season approaching, millions of people will be conducting their holiday purchases soon. However, a recent report by Deloitte showcased that 11.5% of consumers will not be partaking in the holiday shopping season due to these reasons.
by Viviana VazquezThis time of year can tempt many people to go over budget and dip into credit card funds and financing options. According to Market Watch, around 44% of shoppers accumulated more than $1,000 worth of credit card debt during the 2017-2018 holiday season.
by Nailah HerbertThe holiday season is quickly approaching, and many charitable organizations need volunteers, donations, and acts of charity.
by Sheena AllenRising prices, known as inflation, typically increase year after year to somewhere around 2%. According to the United States Bureau of Labor Statistics, food prices have increased by 4.6% over the past 12 months.
by Sha'Kreshia TerrellWith this year’s holiday season right around the corner, it is the best time for businesses to increase their profits. As the economy is returning to normal, consumers are expected to spend between $843.4 billion and $859 billion.
by Nailah HerbertHolidays are incredibly emotional times, and the number one reason that we spend money is our emotions. Credit card rewards hacking is one of the best hacks for automating your savings.
by Shaun MorganFor the past couple of years, Walmart used a layaway plan to aid people with purchasing items. However, they are now promoting an alternative to layaway for their customers by using the Affirm app.
by Nailah HerbertThe Brookings Institution conducted an economic study to measure the impact of inequality since 1990. The study found that the U.S. missed out on $22.9 trillion in economic growth since 1990 due to inequality.
by Viviana VazquezAs the first day of school is right around the corner, many parents and children will be looking to purchase clothing, school supplies, and other essentials. To help parents out with these costly annual purchases, some states have school sales tax holidays, meaning certain items will be exempt from sales tax.
by Viviana Vazquez