Lack of financial knowledge has resulted in many young adults making bad decisions with their money. Most money problems can be solved by learning how money works and using it to help you succeed.
by Sha'Kreshia TerrellThe cash envelope is a classic budgeting system that can help you to stop overspending and avoid debt. Read this CapWay article to learn how the cash envelope budgeting system works.
by Shaun MorganSubletting can be a great way to find someone to take over the rent on your apartment while you're away from your home for a while. Read on to learn the pros and cons of subletting your home.
by Pam HillIf you own a house and feel financially overwhelmed, you may be “house poor.” Here's what it means and how to avoid it.
by Pam HillA rent-to-own contract gives renters the right, but not the obligation, to buy the home they're renting at an agreed future date and price. Here's what you should know about lease-to-own vs. rent-to-own properties.
by Pam HillLow-income people with a disability can encounter challenges in obtaining accessible and affordable housing. However, several housing options exist through federal, state, and local programs.
by Pam HillWe all need a place to call home. But rent prices, like most everything, seem to be rising ever higher. Here's how to know if your rent is not just high, but too high for you.
by Pam HillA basic budget provides you with a plan to implement, should a financial emergency strike and you must limit your spending only to your most basic needs.
by Pam HillDuring the COVID-19 pandemic, many people were laid off from their jobs causing their expenses to become unaffordable. Many people were unable to purchase some necessities and desired products outright, which caused them to turn to the buy now, pay later (BNPL) program.
by Matin VarshochiThe idea of having children can be sweet when you think about all the special moments like the cuddles, hugs, and kisses. But the reality of having children is that they are a huge responsibility, especially regarding your finances, as a recent estimate says caring for a child costs $300,000.
by Matin VarshochiIf you find yourself routinely having more month than money, then it may be time to embrace a more structured budgeting approach by starting from zero, zero-based budgeting, that is.
by Pam Hill