Tracking the activity in your checking and savings accounts is a great money management strategy. In addition, your monthly bank statement is an excellent resource provided by your financial institution to assist you in staying on top of your finances.

A goodwill letter usually asks creditors to overlook the past due bill and accept your payment as if it had been received on time. The end result is left up to the creditor to decide whether or not to erase any negative marks on your credit report.

Jala Eaton, Esq., Certified Trust and Fiduciary Advisor (CTFA), is the Founder and CEO of On My Own Financial, LLC and J. Eaton Law PC. Learn more about Jala Eaton, her company On My Own Financial, and her advice to other women entrepreneurs.

Raya Reaves is the Founder and Finance Coach of City Girl Savings. Below you can learn more about Raya and her journey to becoming an entrepreneur and the advice she gives to other women entrepreneurs.

Have you ever wondered why you were denied a loan? It usually comes down to the 3 C's of credit: Character, Capital, and Capacity. Learn more here.

To attract new customers, credit card companies frequently advertise generous welcome bonuses. These welcome bonuses can quickly add up to many miles, points, and cash-back offers. Some people try to maximize their rewards by applying for multiple cards simultaneously. This process is known as credit card churning.

Buy Nothing Day is an international day of anti-shopping and anti-consumerism. What exactly does that mean, and should you participate? Read this CapWay article to find out!

Payday loans have been around since the early 1930s. However, payday loans have become increasingly popular, especially among Generation Z. But despite their popularity, it’s important to note that payday loans have high-interest rates that could lead borrowers into debt.

Atiya Brown is the Founder and CEO of The Savvy Accountant, which helps small businesses solve complex tax issues and save money on their taxes. She joins Culture Meets Money to share her best tax tips that every successful entrepreneur should know.

Landlords perform credit checks to make sure that a rental applicant appears trustworthy and has a solid history of making payments on time. You can take several steps to pass your next rental credit check with flying colors.

The Buy Now, Pay Later (BNPL) service is a new payment method that has become increasingly popular. Despite BNPL becoming more widespread amongst the younger generation, this program carries significant financial risks if the money isn’t paid back on time.

For savvy buyers, the holidays offer a great opportunity to find homes decked out in their holiday finery with few competing buyers and discounted prices.

Starting October 12, 2022, Delta Air Lines and Starbucks launched a partnership that allowed their customers to earn rewards with both loyalty programs. This partnership will allow their customers to earn double the rewards of existing programs.

CapWay invited Financial Therapist and Reiki Master Teacher, Steven M. Hughes to join Culture Meets Money to discuss financial therapy, why mental health matters in the Black community, and how money and mental health coincide.

We all need a place to call home. But rent prices, like most everything, seem to be rising ever higher. Here's how to know if your rent is not just high, but too high for you.