Results for "Overdraft"23 results found.
Debit Cards vs. Pre-Paid Cards vs. Credit Cards

Credit cards, debit cards and prepaid debit cards can all be used to make purchases.  The best best choice for you depends on your spending goals and what you want to get out of the card.

by Pam Hill
Five Signs of Financial Instability

Unfortunately, many people aren’t aware if they are financially unstable. However, your financial knowledge can pay the most significant dividends. Keep reading to find out the five tell-tale signs that you are facing financial instability.

by Shaun Morgan
Four (4) Tips on How to Spring Clean Your Finances

Studies on financial education show us that many people consume debt without understanding the true concept of how money works. Without the proper education, we dive further into debt.

by Sha'Kreshia Terrell
Challenges Faced by the Unbanked and Underbanked

The coronavirus pandemic exposed the dire need for people to access inclusive financial services, mainly since the pandemic has caused people to scramble to obtain funds for their essential needs.

by Sheena Allen
Millennials and Gen Z are Paying the Most in Banking Fees

In a recent study, it was found that members of Generation Z and Millennials were paying more in banking fees. On average, Gen Z pays around $19 per month in banking fees. Millennials spend $16, while Gen X pays around $4, and Baby Boomers pay around $2.

by Viviana Vazquez
Financial Literacy Through Hip-Hop Music | Culture Meets Money with Ash Cash Exantus

Culture Meets Money guest Ash Cash Exantus brings inclusive representation to Black communities through financial literacy and hip-hop music.

by Nailah Herbert
How to Make Money Moves with a CapWay Debit Card

CapWay is a financial technology company that offers digital banking services. This means that you can access all your transaction information on the CapWay (iOS or Android) mobile app or CapWay website.

by Sheena Allen
The Effects of Underemployment and How to Break the Cycle

We often hear the word unemployed, which is when a capable person is actively seeking but does not have a job. However, we seemingly skip over the issues regarding underemployment, which is when a person is working but not to the full extent of their desires, abilities, or education.

by Sheena Allen
Denied a Bank Account? It May be Due to Your ChexSystems Report

You applied for a bank account, but your application gets denied. A few weeks later, you receive a packet in the mail that includes your ChexSystem FACTA report explaining the reason for the rejection.

by Viviana Vazquez
More Bank Branches Close During the Pandemic

One of the direst effects has been the financial impact that has resulted from job layoffs and mandated quarantines. The closing of bank branches across the United States reflects the economic impact many have had to endure.

by CapWay
Why People Use Automated Savings Plans

When payday comes, many bills and other expenses are typically paid off before any other spending occurs. Fortunately, one of the products and services that consumers can access via their online banking platform to help combat this issue is called an “Automated Savings Plan.”

by Nailah Herbert

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