To be financially savvy, you have to be in control of your money. You have to continually prioritize your finances and educate yourself on growing wealth.

With the holiday season approaching, millions of people will be conducting their holiday purchases soon. However, a recent report by Deloitte showcased that 11.5% of consumers will not be partaking in the holiday shopping season due to these reasons.

Black Friday is right around the corner and many will spend large sums of money shopping for gifts. Although purchasing items at a fraction of the price may provide happiness, it is essential to have a budget to not overspend during the holiday.

Saving doesn’t come naturally to everyone, but that doesn’t mean that anyone can’t learn how to save. Becoming a saver requires you to get real with what works for you and what doesn’t. If you have always been the kind of person who can’t seem to hold onto money, we have three tips to help you start saving.