The New York Times Bestselling book, Atomic Habits by James Clear, changed my perspective on the importance of building good habits. I figured it would be best to implement it into one of the most important aspects of my life — my finances
by Derrick HerbertWhen payday comes, many bills and other expenses are typically paid off before any other spending occurs. Fortunately, one of the products and services that consumers can access via their online banking platform to help combat this issue is called an “Automated Savings Plan.”
by Nailah HerbertNo one plans to work forever; typically, most people wish to spend the latter years of their lives doing things they enjoy. To have fun in the later years or to live comfortably after you retire, a retirement plan must be in place to benefit from.
by Nailah HerbertA mindset shift is important when you want to become financially secure and comfortable. Your money mindset determines how you think about your finances. If you have a poor mindset when it comes to money, it can become challenging to accomplish your financial goals.
by Nailah HerbertWe cover the top 10 cities where the average salary won't cover your living expenses.
by CapWayMany people set money aside for an emergency fund to prepare for anything that could happen. However, if achieving your savings goals is something you struggle with, some techniques you can use are creating a monthly budget, reaching out to a financial advisor, and setting up an automatic transfer to help your goals become easier to attain.
by CapWayBlack Friday is right around the corner and many will spend large sums of money shopping for gifts. Although purchasing items at a fraction of the price may provide happiness, it is essential to have a budget to not overspend during the holiday.
by Nailah HerbertSaving doesn’t come naturally to everyone, but that doesn’t mean that anyone can’t learn how to save. Becoming a saver requires you to get real with what works for you and what doesn’t. If you have always been the kind of person who can’t seem to hold onto money, we have three tips to help you start saving.
by CapWayTo become financially successful in the long run, one must make a series of smart decisions. As a person’s main goal should be to try and achieve financial independence, below are some tips that could help you expedite your financial success.
by Nailah HerbertPR Newswire's data showed that 61% of Americans were living paycheck to paycheck in June 2022. More than half of the American population makes just enough to get by. Running out of money is something that no one wishes to go through, so below are feasible ways to prevent yourself from living paycheck to paycheck.
by CapWay