Have you ever wondered why you were denied a loan? It usually comes down to the 3 C's of credit: Character, Capital, and Capacity. Learn more here.
by Shaun MorganA basic budget provides you with a plan to implement, should a financial emergency strike and you must limit your spending only to your most basic needs.
by Pam HillIf you find yourself routinely having more month than money, then it may be time to embrace a more structured budgeting approach by starting from zero, zero-based budgeting, that is.
by Pam HillThe U.S. economy has experienced higher inflation than before, reaching its highest point since 1990. As a result, many Americans are turning to their credit cards to pay for their needed goods and services that have risen in price. Unfortunately, excessive use of credit cards to pay for goods and services can have major financial setbacks.
by Matin VarshochiCollege is a time of greater freedom and personal growth. It’s also an ideal time to learn and put in place personal finance habits that can last a lifetime.
by Pam HillBuying a home is a big deal, so it is important to be financially prepared in advance. Here are nine steps to take to prepare yourself to become a homeowner.
by Shaun MorganNot everyone wishes to attend a four-year university or pursue a bachelor's degree or higher; thus, they turn to jobs that do not have a post-secondary degree as a job requirement.
by Sheena AllenMost people who run out of money each month automatically think their spending habits are the problem. But many people are spending as little as possible and still struggle to make ends meet.
by Matin VarshochiOn August 1, 2021, the eviction moratorium expired, causing uncertainty for millions of households and tenants who had been protected from eviction processes under federal law during the COVID-19 pandemic.
by Sheena AllenYou can solve all of those problems by going in the opposite cultural direction and downsizing. Before you balk, have a look at the benefits.
by Gwen PayneWhether renting or owning, housing expenses are the most expensive line items in the financial budget for many Americans. However, the extra room in your home could potentially equate to extra income if you are interested in exploring house hacking.
by Viviana Vazquez