We cover the top 10 cities where the average salary won't cover your living expenses.
by CapWayIn the world of credit, there are several traps that can keep you from achieving a high score. Here are four credit traps to avoid or minimize in order to achieve and maintain a high credit score. Knowing what traps to avoid will prevent mistakes that will lower your credit score.
by Nailah HerbertMany people set money aside for an emergency fund to prepare for anything that could happen. However, if achieving your savings goals is something you struggle with, some techniques you can use are creating a monthly budget, reaching out to a financial advisor, and setting up an automatic transfer to help your goals become easier to attain.
by CapWayThree habits can help you improve your finances, habit stacking, the 2-min rule, and temptation bundling. Adopting new habits can help you improve your finances.
by CapWayMany people assume that you just have to decide to make a change and be dedicated to see it through to be successful. This method is unrealistic for most people--we aren’t robots. To reach success, switch from assuming that you will make the right choices just because you should.
by CapWayWhether in an official recession or constantly hearing economists and financial experts in the media mention that we are heading towards one, what does a recession mean for me and my money?
by CapWayIf you are a college student that lives far away from home, you may feel overwhelmed by thinking about travel expenses. As a college student, funds may be limited.
by Nailah HerbertBuying gifts for the people in your life can make you feel good, but your pockets can be left in bad shape if your gifts lead you to take on credit card debt or mess up your budget.
by CapWayBlack Friday is right around the corner and many will spend large sums of money shopping for gifts. Although purchasing items at a fraction of the price may provide happiness, it is essential to have a budget to not overspend during the holiday.
by Nailah HerbertSaving doesn’t come naturally to everyone, but that doesn’t mean that anyone can’t learn how to save. Becoming a saver requires you to get real with what works for you and what doesn’t. If you have always been the kind of person who can’t seem to hold onto money, we have three tips to help you start saving.
by CapWayIt seems like everyone is talking ownership these days, and we're here for it! The ownership conversation is around having more control over your ability to build wealth.
by CapWayAssets are valuable tangible and non-tangible items that you own. Assets can range from cash in a checking or savings account to a digital asset such as an NFT. All assets have monetary value, and sometimes their value will increase over time.
by CapWayTo become financially successful in the long run, one must make a series of smart decisions. As a person’s main goal should be to try and achieve financial independence, below are some tips that could help you expedite your financial success.
by Nailah HerbertGood financial habits are key to bettering your personal finance. Controlling your money takes discipline and implementing effective practices. Not everyone will have control of their money, but steps can be taken to get there.
by Nailah Herbert