College is a time of greater freedom and personal growth. It’s also an ideal time to learn and put in place personal finance habits that can last a lifetime.
by Pam HillUnfortunately, many people aren’t aware if they are financially unstable. However, your financial knowledge can pay the most significant dividends. Keep reading to find out the five tell-tale signs that you are facing financial instability.
by Shaun MorganCurrently, due to various domestic and international events going on right now, the United States (U.S.) economy is performing poorly. From high gas prices to even higher inflation rates, some people are speculating the worst.
by Nailah HerbertBuying a home is a big deal, so it is important to be financially prepared in advance. Here are nine steps to take to prepare yourself to become a homeowner.
by Shaun MorganMemorial Day is a day observed in remembrance of the many brave men and women who made sacrifices to fight for our freedom as Americans. It is also a day that many families spend together making new memories while taking much-needed time off from work.
by Sha'Kreshia TerrellThe current student loan debt in the United States is $1.7 trillion. However, there are many options to get through college without student loans. Below are five tips to help you graduate college without student loan debt.
by Shaun MorganOn Wednesday, May 4, 2022, the Federal Reserve Bank announced they will be raising interest rates by a half-point. The rising rates have been at their highest point in more than 20 years, and the increased rates have caused the stock market to go into a frenzy, with the S&P 500 dropping by 3.5% the following day.
by Matin VarshochiMaking the transition from college to a career can be challenging. But most people make some huge mistakes while making this transition. Here's how to make a seamless transition.
by Shaun MorganYour credit score is used by lenders to determine your credit risk when it comes to borrowing money. The higher your credit score, generally speaking, the more you'll be able to borrow, and the lower your interest rate. That can save you thousands of dollars over the life of your loan. So, if you're looking to purchase a home, read on to learn how to optimize your credit score.
by Pam HillSuperheroes are multi-talented. They dedicate their time to making the world a better place, save innocent people from villains, and they also have hidden lessons that teach people about financial literacy. Keep reading to find out what these four superheroes taught me about money.
by Sha'Kreshia TerrellA secured credit card requires the cardholder to make a security deposit, whereas an unsecured credit card doesn't. Both can be a great tool for building a positive credit history and improving your credit score; each has its advantages and disadvantages.
by Pam HillThe ongoing COVID-19 pandemic halted and slowed down international travel demand. Now that many travel restrictions have been removed or loosened, leisure travel has increased.
by Matin VarshochiNew businesses must balance the twin pressures of large outflows of cash against limited inflows. Developing a financial management plan and closely monitoring cash flow are among several business moves that can position a new entrepreneur for success.
by Pam HillYou'll often hear people throw around the term generational wealth in the financial space. More recently, it has become a trendy word amongst everyday people, in part credited to a time when the topic of investing and wealth has taken center stage.
by Shaun Morgan