Results for "collections"21 results found.
Can My Debit Card Usage Affect My Credit Score?

There are pros and cons to both debit and credit cards. It’s important to understand how to use both cards so that you can have great financial health.

by Sha'Kreshia Terrell
Differences Between Joint Cardholder vs. Authorized User

Authorized users and joint cardholders are similar, but some significant differences exist. Therefore, before deciding which option to use, it's best to understand the differences fully.

by Shaun Morgan
What Happens When You Don’t Use Your Credit Card?

Credit card companies often operate on a mystery. For example, what happens when you don't use your credit card? It ranges from nothing to catastrophe. Find out more.

by Shaun Morgan
How to Invest in Real Estate for $1,000 or Less

Real estate investing doesn’t have to be expensive. Many opportunities abound at a price of $1,000 or less, from real estate mutual funds to tax lien certificates. In this guide, we’ll share five ways to invest in real estate for $1,000 or less.

by Pam Hill
Why Your Credit Score Matters When Purchasing a Home

Your credit score is used by lenders to determine your credit risk when it comes to borrowing money. The higher your credit score, generally speaking, the more you'll be able to borrow, and the lower your interest rate. That can save you thousands of dollars over the life of your loan. So, if you're looking to purchase a home, read on to learn how to optimize your credit score.

by Pam Hill
Credit Bureaus Beginning to Remove Medical Collection Debt

On March 18, 2022, the three credit reporting agencies, Equifax, Experian, and TransUnion, have announced users’ medical collection debt will be removed from their credit reports if they have been paid.

by Sheena Allen
Credit is King: How to Navigate the Debt Collections Process

Debt can crush not only your score, but also your spirit as you are on your personal finance journey. Understanding how to better handle that debt that is in collections will give you confidence to needed to battle debt as as whole.

by Nadia C. Vanderhall
What is a Credit Profile and How Can I Repair My Credit?

Cash is king but so is credit. Having good credit will take you a long way in life. It is important to get and keep a good credit score. Save the cash, leverage your credit.

by Sha'Kreshia Terrell
Student Loan Payment Deferment Extended To January 31, 2022

by Sheena Allen
The difference between a credit report and a credit score

A credit report and a credit score are two different pieces of financial information. However, they both have a significant impact on your finances.

by CapWay
Federal Student Loan Payments Are Deferred Until September 30, 2021

A Presidential Memoranda was issued on January 20, 2021, which extended the pause on federal student loan payments and collections, keeping the interest rate at 0%. More than 42 million federal student loan borrowers will have student loan debt relief until September 30, 2021.

by CapWay

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