On March 18, 2022, the three credit reporting agencies, Equifax, Experian, and TransUnion, have announced users’ medical collection debt will be removed from their credit reports if they have been paid.

Debt can crush not only your score, but also your spirit as you are on your personal finance journey. Understanding how to better handle that debt that is in collections will give you confidence to needed to battle debt as as whole.

Cash is king but so is credit. Having good credit will take you a long way in life. It is important to get and keep a good credit score. Save the cash, leverage your credit.

A credit report and a credit score are two different pieces of financial information. However, they both have a significant impact on your finances.

A Presidential Memoranda was issued on January 20, 2021, which extended the pause on federal student loan payments and collections, keeping the interest rate at 0%. More than 42 million federal student loan borrowers will have student loan debt relief until September 30, 2021.

In the world of credit, there are several traps that can keep you from achieving a high score. Here are four credit traps to avoid or minimize in order to achieve and maintain a high credit score. Knowing what traps to avoid will prevent mistakes that will lower your credit score.

Savings is what working on your finances is all about. Savings is required for any major financial goal--whether you want to stack up a fat retirement fund, transition to travelling more and working less, or buy a home that you can pass down to your children one day. 

Co-signing on a loan is a big responsibility that shouldn’t be taken lightly. Knowing the pros and cons of doing such an act for someone else is essential. Let’s take a deep dive into what co-signing means, the effects of co-signing, and more.

Collections are pretty common – about 70 million Americans have them. But not many people understand how they actually work. Here's what it means to have your debt in “collections” and how to avoid it in the future.

It is almost guaranteed that some type of emergency will happen during your life that will impact your pockets. Paying bills is part of adulting, but if you cannot make your monthly payments, the key is communicating with a creditor.