If you're tired of holiday debt, it is time to start using strategies to avoid it. One of the most powerful strategies to avoid holiday debt is the sinking fund. Learn more here.

CapWay invited Brandyn to speak on the Culture Meets Money show to share her debt payoff journey and how others can avoid the many holiday season financial traps.

Studies on financial education show us that many people consume debt without understanding the true concept of how money works. Without the proper education, we dive further into debt.

The holiday season can be an exciting time for many. However, holiday shopping and its associated costs can be stressful. According to a LendingTree survey, almost 50% of American consumers are dreading the holidays, due to their expensive costs.