Results for "credit "191 results found.
College Resources Every College Student Should Use

The transition from high school to college can be a challenging time. College resources are available to help you eliminate the overwhelming feeling you may experience. Some resources include the student account, financial aid, and registrar's offices.

by Nailah Herbert
Revolving Credit Line vs. Non-Revolving Credit Line

One of the simplest ways to secure financing is through a line of credit.  The application process for lines of credit tends to be quicker and less involved than for other types of financing such as business loans, personal loans or mortgages.

by Pam Hill
What is a Credit Card Dispute and How Do They Work?

If you own a credit card, it’s important to know how it works, and one of the perks of having a credit card is consumer protection. For example, you can dispute the charge with your credit card company if you have a billing error or fraudulent charge.

by Sha'Kreshia Terrell
The Cost of Raising a Child Has Surpassed $300,000

The idea of having children can be sweet when you think about all the special moments like the cuddles, hugs, and kisses. But the reality of having children is that they are a huge responsibility, especially regarding your finances, as a recent estimate says caring for a child costs $300,000.

by Matin Varshochi
Key Facts of Biden’s Student Loan Forgiveness Plan

When President Joe Biden was elected into office, one of his main promises was to forgive borrowers’ student loans, and now it is beginning. Eligible borrowers can receive up to a $20,000 deduction in their outstanding student loans.

by Matin Varshochi
6 Ways to Take Control of Your Finances

Good financial habits are key to bettering your personal finance. Controlling your money takes discipline and implementing effective practices. Not everyone will have control of their money, but steps can be taken to get there.

by Nailah Herbert
Pros and Cons of Having An Authorized User

Authorized users, like cosigners, should be carefully considered before adding them to a credit card account. If not, it can be a costly mistake and will likely ruin your credit score.

by Sha'Kreshia Terrell
This Nonprofit Buys and Then Pays Off Medical Debt

After receiving medical care, a bill must be paid off. Typically, if someone has health insurance, the insurance company will cover all or a portion of the bill. Some may have little to no income, which makes it hard for them to afford insurance, which leads to accumulating debt.

by Matin Varshochi
How to Change Your Money Mindset for the Better

A mindset shift is important when you want to become financially secure and comfortable. Your money mindset determines how you think about your finances. If you have a poor mindset when it comes to money, it can become challenging to accomplish your financial goals.

by Nailah Herbert
3 Tips to Build and Improve Your Credit Score

Financial decisions like purchasing a cell phone or applying to rent an apartment or house will require you to have your credit score in good standing. A low credit score can also allow lenders to charge you a higher upfront cost or pay more money because you aren’t considered creditworthy.

by Matin Varshochi
Good Credit Can Make Your Life Easier

At some point in your life, there comes a time when you need to use your credit score to help you receive a line of credit or auto loan. Your credit score makes a vast difference in the interest rates attached to your borrowed money.

by Kathrina St Flavin
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