Results for "credit cards"79 results found.
Credit Card Churning Explained | CapWay

To attract new customers, credit card companies frequently advertise generous welcome bonuses. These welcome bonuses can quickly add up to many miles, points, and cash-back offers. Some people try to maximize their rewards by applying for multiple cards simultaneously. This process is known as credit card churning.

by Sha'Kreshia Terrell
Buy Nothing Day: Should You Participate?

Buy Nothing Day is an international day of anti-shopping and anti-consumerism. What exactly does that mean, and should you participate? Read this CapWay article to find out!

by Shaun Morgan
Why Do Landlords Require Credit Checks?

Landlords perform credit checks to make sure that a rental applicant appears trustworthy and has a solid history of making payments on time. You can take several steps to pass your next rental credit check with flying colors.

by Pam Hill
Risks of Buy Now Pay Later Program

The Buy Now, Pay Later (BNPL) service is a new payment method that has become increasingly popular. Despite BNPL becoming more widespread amongst the younger generation, this program carries significant financial risks if the money isn’t paid back on time.

by Matin Varshochi
What’s The Difference Between a Soft and Hard Credit Inquiry?

Everyone should regularly check their credit report. The difference between a soft inquiry and a hard inquiry can significantly impact your score. Here's what you should know about the difference between both.

by Sha'Kreshia Terrell
Can My Debit Card Usage Affect My Credit Score?

There are pros and cons to both debit and credit cards. It’s important to understand how to use both cards so that you can have great financial health.

by Sha'Kreshia Terrell
Buy Now Pay Later Regulation to Be Implemented by CFPB

During the COVID-19 pandemic, many people were laid off from their jobs causing their expenses to become unaffordable. Many people were unable to purchase some necessities and desired products outright, which caused them to turn to the buy now, pay later (BNPL) program.

by Matin Varshochi
Debit Cards vs. Pre-Paid Cards vs. Credit Cards

Credit cards, debit cards and prepaid debit cards can all be used to make purchases.  The best best choice for you depends on your spending goals and what you want to get out of the card.

by Pam Hill
What is a Credit Card Dispute and How Do They Work?

If you own a credit card, it’s important to know how it works, and one of the perks of having a credit card is consumer protection. For example, you can dispute the charge with your credit card company if you have a billing error or fraudulent charge.

by Sha'Kreshia Terrell
The Difference Between Assets and Liabilities

Financial statements are often thought of as something that only companies need worry about, but a personal financial statement can help you track your financial health and hone in on trouble spots and opportunities. 

by Pam Hill
What is a Zero-Based Budget? | CapWay

If you find yourself routinely having more month than money, then it may be time to embrace a more structured budgeting approach by starting from zero, zero-based budgeting, that is.

by Pam Hill

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