Growing up, many parents emphasized getting a college degree after graduating from high school. Their main train of thought was a college degree would improve the chances of landing a high-paying job and begin wealth building, but nowadays, college is not a requirement for building wealth.

The current school curriculum does not have any courses which discuss financial literacy. As a result, some states have begun implementing financial literacy courses into the curriculum, which will go into effect in 2023.

Attending college is an important milestone. While in college it’s a must to establish a great financial mindset. According to a study by Ohio State University, more than 70 percent of college students reported feeling stressed about their finances.

Buying a home is a big deal, so it is important to be financially prepared in advance. Here are nine steps to take to prepare yourself to become a homeowner.

Secured loans allow you to use a deposit in exchange for the bank extending you credit. The bank is able to use the deposit if you stop making payments towards the loan.

The U.S. economy has experienced higher inflation than before, reaching its highest point since 1990. As a result, many Americans are turning to their credit cards to pay for their needed goods and services that have risen in price. Unfortunately, excessive use of credit cards to pay for goods and services can have major financial setbacks.

One of the biggest purchases a person can make is buying a home. Buying a new home is typically an excellent long-term investment; once the mortgage is paid off, you are left with a high-value asset under your name.

Your credit score is used by lenders to determine your credit risk when it comes to borrowing money. The higher your credit score, generally speaking, the more you'll be able to borrow, and the lower your interest rate. That can save you thousands of dollars over the life of your loan. So, if you're looking to purchase a home, read on to learn how to optimize your credit score.

Having a day job and becoming a real estate investor isn't an either-or proposition. Dive into this article to learn more on how they can both be done successfully.

A secured credit card requires the cardholder to make a security deposit, whereas an unsecured credit card doesn't. Both can be a great tool for building a positive credit history and improving your credit score; each has its advantages and disadvantages.

Money shouldn't be a taboo topic of discussion. April is financial literacy month and it is all about spreading awareness about the importance of financial literacy.