On March 18, 2022, the three credit reporting agencies, Equifax, Experian, and TransUnion, have announced users’ medical collection debt will be removed from their credit reports if they have been paid.
by Sheena AllenDuring the COVID-19 pandemic, there was high economic turmoil. To help keep the economy going, the Federal Open Market Committee (FOMC) determined that it was a good idea to lower interest rates to an all-time low.
by Nailah HerbertLife is designed to occasionally throw you curveballs. These curveballs typically hit us right in the wallet. What better way to handle these unexpected expenses than to be financially prepared.
by Sha'Kreshia TerrellWith some careful planning and prudent spending habits, there is a home for almost every budget and financial circumstance.
by Pam HillChoosing the right mortgage depends on a host of important factors. Some of those factors include your FICO score, your available down payment, and how long you plan on living in your new home.
by Pam HillDebt is like a crushing weight on anybody experiencing it. That's why debt consolidation loans are so appealing. But debt consolidation loans are always the best option. It is important to weigh the impact of getting a new debt consolidation loan.
by Shaun MorganThree insider tips for finding real estate investment properties in the red-hot real estate market of 2022
by Pam HillMany up-and-coming athletes gain mainstream media attention starting in high school. Young people who receive media attention typically obtain various endorsements and an abundance of money by extension.
by Matin VarshochiAfterpay is a buy now pay later (BNPL) service that breaks your payments into installments. Afterpay has been increasing in popularity. However, many users don’t quite understand how Afterpay works, yet sign up for it anyway.
by Viviana VazquezPurchasing a home is a big financial step. One of the most common words you will hear throughout your house buying process is pre-qualification and pre-approval. It's essential to know what these two terms mean when buying a home.
by Sha'Kreshia TerrellA recent study determined that 65% of single women would like to buy a house before marrying. Typically, the people who purchase homes are married couples. This is because they have a higher combined income, making it easier for them to pay the expenses of becoming a home buyer. H
by Matin VarshochiOne of the nation’s more recognizable financial aid institutions, Naivent, had to forgive the debt of 66,000 borrowers earlier this month. This decision came after a lawsuit with 39 state attorney generals determined that the student loan servicer was forcing a portion of their borrowers into costly repayment plans, which they knew they would not be able to pay off.
by Matin VarshochiOver the past holiday season, a survey done by LendingTree discovered that Americans incurred an average debt of $1,249 when shopping for holiday gifts. Although it may be important to ensure loved ones receive all the gifts they wish for, going into debt causes more harm than good.
by Matin VarshochiMoney is a tool that we have control over. Only when our money habits are beyond our control do we feel as though money controls us. Implementing healthy money habits little by little can change your financial future drastically.
by Sha'Kreshia TerrellDebt can crush not only your score, but also your spirit as you are on your personal finance journey. Understanding how to better handle that debt that is in collections will give you confidence to needed to battle debt as as whole.
by Nadia C. Vanderhall