The practice of group economics is becoming more popular, especially since it is becoming a more recognized way to build wealth with your family or friends.

Are you ready to start investing but unsure of where to begin? Here’s what you need to know to start investing intelligently on your own.

An emergency fund is a crucial part of your financial security. When you have extra money stashed away, you are less likely to stress over financial emergencies like car repairs, medical emergencies, and job loss.

Payments on federal student loans held by the Department of Education have been deferred until December 31, 2020. The memorandum also includes federal borrowers not having to pay interest during the extended deferment period.

Many people set money aside for an emergency fund to prepare for anything that could happen. However, if achieving your savings goals is something you struggle with, some techniques you can use are creating a monthly budget, reaching out to a financial advisor, and setting up an automatic transfer to help your goals become easier to attain.

Savings is what working on your finances is all about. Savings is required for any major financial goal--whether you want to stack up a fat retirement fund, transition to travelling more and working less, or buy a home that you can pass down to your children one day. 

Whether in an official recession or constantly hearing economists and financial experts in the media mention that we are heading towards one, what does a recession mean for me and my money?

Building assets takes time--a lifetime really. Your financial journey requires small steps to build your savings and reduce debt over time. Taking actions such as balancing your budget can be helpful in building assets in the long run.

You have finished the first major task of working on your finances--creating and sticking to a budget. But, what comes next? Should you work on paying off your debt or build an emergency fund?

​On the surface, fixing your finances seems like a logical numbers game. You can reach financial freedom even if diving into the nitty-gritty of interest rates isn’t appealing. Working on your money involves understanding the numbers.

For some, instead of generational wealth, we are relying on trial and error when making financial decisions, breaking generational curses, and working to achieve financial freedom.

For many, parents could provide support in all other ways but financially. It can be overwhelming to think about the opportunities that may be lost because you don’t have access to money. Here are three techniques to help you get ahead financially.

Parents have traditionally encouraged kids to attend college due to a long-standing belief that a college degree would improve the chances of landing a high-paying job and beginning wealth building. However, nowadays, college is not a requirement for building wealth.

We get it! You'd rather be enjoying your life than dealing with student loans. If student loans are your reality, then there are some actions that you can take to make handling your student loans more manageable.

For some people, it takes a lot of work and time to push themselves from bad credit to good credit. Whatever the case, people want to know the magic fix to clean up their credit.