No matter the situation, it is good to have some money on hand. Sinking funds and an emergency fund are good strategies to make sure that happens. Find out the difference between the two.
by Shaun MorganIf you fail to make payments, creditors will attempt to recoup the funds owed. If approved, creditors can freeze your bank account and withdraw funds directly. With a bank account levy in place, your options are limited.
by Sha'Kreshia TerrellIf you're tired of holiday debt, it is time to start using strategies to avoid it. One of the most powerful strategies to avoid holiday debt is the sinking fund. Learn more here.
by Shaun MorganBankruptcy is a debt relief procedure in which a bankruptcy court is used to relieve a debtor's obligation to pay off all or part of their debts. Here's how the bankruptcy process works.
by Sha'Kreshia TerrellIt seems impossible to do Christmas shopping without going into debt sometimes, but it is possible! Find out how.
by Shaun MorganCapWay invited Brandyn to speak on the Culture Meets Money show to share her debt payoff journey and how others can avoid the many holiday season financial traps.
by Nailah HerbertTracking the activity in your checking and savings accounts is a great money management strategy. In addition, your monthly bank statement is an excellent resource provided by your financial institution to assist you in staying on top of your finances.
by Sha'Kreshia TerrellRaya Reaves is the Founder and Finance Coach of City Girl Savings. Below you can learn more about Raya and her journey to becoming an entrepreneur and the advice she gives to other women entrepreneurs.
by Nailah HerbertHave you ever wondered why you were denied a loan? It usually comes down to the 3 C's of credit: Character, Capital, and Capacity. Learn more here.
by Shaun MorganPayday loans have been around since the early 1930s. However, payday loans have become increasingly popular, especially among Generation Z. But despite their popularity, it’s important to note that payday loans have high-interest rates that could lead borrowers into debt.
by Sha'Kreshia TerrellAtiya Brown is the Founder and CEO of The Savvy Accountant, which helps small businesses solve complex tax issues and save money on their taxes. She joins Culture Meets Money to share her best tax tips that every successful entrepreneur should know.
by Nailah Herbert