Refinancing is not right for everyone. Banks will try to push you to refinance because they can get you a lower rate or a lower monthly payment. That doesn't mean that refinancing is the best long-term choice. Here is how to decide whether to refinance.

Afterpay is a buy now pay later (BNPL) service that breaks your payments into installments. Afterpay has been increasing in popularity. However, many users don’t quite understand how Afterpay works, yet sign up for it anyway.

A recent study determined that 65% of single women would like to buy a house before marrying. Typically, the people who purchase homes are married couples. This is because they have a higher combined income, making it easier for them to pay the expenses of becoming a home buyer. H

On Jan. 24, 2022, the Internal Revenue Service (IRS) began accepting and processing 2021 income tax returns. During this period, individuals can begin their individual tax returns and can hope for a chance of receiving their tax returns within 21 days.

A study conducted by the Peterson Center on Healthcare and Kaiser Family Foundation revealed that healthcare costs increased by a trillion dollars from 2009 to 2019.

Filing your taxes can be a stressful time, even more, if the budget is tight! Here are ten resources to research for tax season!

Fractional shares can be the foundation for investors, new or true, to build their positioning when it comes to investing! From investment apps to brokerage firms, fractional shares helped take stock market investing from affluent to affordable.

One of the first things you will notice when investing is a company’s ticker. The ticker symbol is a unique combination of letters used to classify different companies traded in the United States stock market.

In a recent study, it was found that members of Generation Z and Millennials were paying more in banking fees. On average, Gen Z pays around $19 per month in banking fees. Millennials spend $16, while Gen X pays around $4, and Baby Boomers pay around $2.

A Uniform Gifts to Minors Act (UGMA) is an investment account for minors, allowing adults to give or transfer assets into the underage person’s account to help them save for college or be financially independent.

Culture Meets Money guest Ash Cash Exantus brings inclusive representation to Black communities through financial literacy and hip-hop music.

The COVID-19 pandemic caused the economic growth of the United States (U.S.) to come to a halt. As a result, many Americans relied on the COVID-19 relief packages the U.S. government provided.

Many feel that they don't have a lot to invest. No matter the size of your paycheck, you can get started investing! Getting started investing with a little can add up a lot! Make a strategy that works for your paycheck!

Millions of Americans use different streaming services, such as Apple Music, Spotify, or Netflix, that they regularly use, making the subscription price worth it.

As the holiday season approaches, many people are struggling to find the perfect present for their loved ones. If you're looking for a non-traditional gift, consider gifting crypto or NFTs. Here's how gifting digital assets make for a unique present.