Everyone should regularly check their credit report. The difference between a soft inquiry and a hard inquiry can significantly impact your score. Here's what you should know about the difference between both.

Debt collection agencies are infamous for how terribly they treat people. With some little-known facts, you can get through collections quickly and be much better off.

There are pros and cons to both debit and credit cards. It’s important to understand how to use both cards so that you can have great financial health.

Appreciating and depreciating assets both serve an important role in your financial portfolio. Knowing the difference between the two and how to use each one to its greatest effect can maximize their value as you build your wealth.

Financial statements are often thought of as something that only companies need worry about, but a personal financial statement can help you track your financial health and hone in on trouble spots and opportunities. 

A scarcity mindset is bad for your mental and financial health and may be keeping you trapped in a vicious cycle of feeling like you will never have enough money. Here is how to overcome a scarcity mindset and shift to an abundance mindset.

Your credit score is used by lenders to determine your credit risk when it comes to borrowing money. The higher your credit score, generally speaking, the more you'll be able to borrow, and the lower your interest rate. That can save you thousands of dollars over the life of your loan. So, if you're looking to purchase a home, read on to learn how to optimize your credit score.

It is essential to maintain your mental health, and your financial well-being is a key role player in doing so. To understand why this is the case and the relationship between money and stress, we need to understand mental health.

Studies on financial education show us that many people consume debt without understanding the true concept of how money works. Without the proper education, we dive further into debt.

Sheena Allen is the Founder and CEO of CapWay, a digital financial services provider that aims to help those who have been underserved and overlooked by the traditional banking industry. Sheena shares her story and advice for other women entrepreneurs.

Life is designed to occasionally throw you curveballs. These curveballs typically hit us right in the wallet. What better way to handle these unexpected expenses than to be financially prepared.