One of the simplest ways to secure financing is through a line of credit.  The application process for lines of credit tends to be quicker and less involved than for other types of financing such as business loans, personal loans or mortgages.

Homeownership is one of the most common forms of building wealth.

The Black homeownership gap has increased by more than 30% since the height of the pandemic. That is higher than it was 60 years ago when racial discrimination in housing was legal.

Having a day job and becoming a real estate investor isn't an either-or proposition. Dive into this article to learn more on how they can both be done successfully.

The Social Security Act, passed passed 86 years ago, is a key component of retirement income for nearly all individuals. Social security insurance also provides a safety net should a worker become disabled or a family lose their breadwinner.

Your credit score is used by lenders to determine your credit risk when it comes to borrowing money. The higher your credit score, generally speaking, the more you'll be able to borrow, and the lower your interest rate. That can save you thousands of dollars over the life of your loan. So, if you're looking to purchase a home, read on to learn how to optimize your credit score.

New businesses must balance the twin pressures of large outflows of cash against limited inflows. Developing a financial management plan and closely monitoring cash flow are among several business moves that can position a new entrepreneur for success.

Teaching children financial literacy at an early age requires being a little creative, and very intentional. Here are eight tips to teach financial literacy to children.

During the COVID-19 pandemic, there was high economic turmoil. To help keep the economy going, the Federal Open Market Committee (FOMC) determined that it was a good idea to lower interest rates to an all-time low.

The U.S. is viewed as a country that allows its citizens to have the possibility of following and achieving their dreams. However, starting a business requires money, and some people do not receive the money they need due to the color of their skin.

Refinancing is not right for everyone. Banks will try to push you to refinance because they can get you a lower rate or a lower monthly payment. That doesn't mean that refinancing is the best long-term choice. Here is how to decide whether to refinance.