To help protect yourself from any potential scams and rip-offs, here is a list of the dirty dozen predatory lending practices that you should steer clear of before purchasing your home.

Earnest money represents the down payment on a relationship of sorts between a homebuyer and seller.  In this regard, earnest money is the glue that binds both parties and ensures that they follow through on the transaction.

Lack of financial knowledge has resulted in many young adults making bad decisions with their money. Most money problems can be solved by learning how money works and using it to help you succeed.

Creating a business bank account is the first important step in establishing your business as a stand-alone entity. Here are three easy steps to help you to open a business bank account.

No matter the situation, it is good to have some money on hand. Sinking funds and an emergency fund are good strategies to make sure that happens. Find out the difference between the two.

A goodwill letter usually asks creditors to overlook the past due bill and accept your payment as if it had been received on time. The end result is left up to the creditor to decide whether or not to erase any negative marks on your credit report.

Everyone should regularly check their credit report. The difference between a soft inquiry and a hard inquiry can significantly impact your score. Here's what you should know about the difference between both.

One of the simplest ways to secure financing is through a line of credit.  The application process for lines of credit tends to be quicker and less involved than for other types of financing such as business loans, personal loans or mortgages.

Building a business takes great leadership of people, resource management, the compliance and regulations tightrope act, and you have to put money into your business before you can take any out. Here are nine ways you can raise funds for your business.

Starting a business involves planning, making key financial decisions, and determining your business structure. These decisions will help make starting a business easier and less challenging. Read on to learn more.

Homeownership is one of the most common forms of building wealth.