Financial decisions like purchasing a cell phone or applying to rent an apartment or house will require you to have your credit score in good standing. A low credit score can also allow lenders to charge you a higher upfront cost or pay more money because you aren’t considered creditworthy.
by Matin VarshochiCredit ghosts are people who have no credit score, but they could improve their financial situation by building credit. Here's what is a credit ghost and what to know if you are one.
by Sha'Kreshia TerrellA family reunion is a priceless moment. However, the price tag of planning a family reunion can add up very quickly. Here are five tips to plan a budget-friendly family reunion.
by Shaun MorganOne of the biggest purchases a person can make is buying a home. Buying a new home is typically an excellent long-term investment; once the mortgage is paid off, you are left with a high-value asset under your name.
by Matin VarshochiA secured credit card requires the cardholder to make a security deposit, whereas an unsecured credit card doesn't. Both can be a great tool for building a positive credit history and improving your credit score; each has its advantages and disadvantages.
by Pam HillWe have built a world that operates almost entirely on the accumulation and proper use of money. And yet, the basic skills of how money works are a mystery to most.
by Shaun MorganLife is designed to occasionally throw you curveballs. These curveballs typically hit us right in the wallet. What better way to handle these unexpected expenses than to be financially prepared.
by Sha'Kreshia TerrellThe holiday season can be an exciting time for many. However, holiday shopping and its associated costs can be stressful. According to a LendingTree survey, almost 50% of American consumers are dreading the holidays, due to their expensive costs.
by Viviana VazquezCash is king but so is credit. Having good credit will take you a long way in life. It is important to get and keep a good credit score. Save the cash, leverage your credit.
by Sha'Kreshia TerrellWhen applying for a loan to make large financial purchases, such as a home or a car, one of the things the lender takes a look at is your credit score. Your credit score is important because it is part of the decision to either approve or deny your loan.
by Matin VarshochiAugust 14 is National Financial Awareness Day, a celebration of why it is important to be financially mindful. You have the power to take control of your money and become financially aware and responsible. Below are four tips you can practice to help you reach your long-term financial goals.
by CapWay