A goodwill letter usually asks creditors to overlook the past due bill and accept your payment as if it had been received on time. The end result is left up to the creditor to decide whether or not to erase any negative marks on your credit report.

Living paycheck to paycheck is a problem that the majority of Americans face. However, it is very much possible to break the cycle. Here's how.

Jala Eaton, Esq., Certified Trust and Fiduciary Advisor (CTFA), is the Founder and CEO of On My Own Financial, LLC and J. Eaton Law PC. Learn more about Jala Eaton, her company On My Own Financial, and her advice to other women entrepreneurs.

Raya Reaves is the Founder and Finance Coach of City Girl Savings. Below you can learn more about Raya and her journey to becoming an entrepreneur and the advice she gives to other women entrepreneurs.

To attract new customers, credit card companies frequently advertise generous welcome bonuses. These welcome bonuses can quickly add up to many miles, points, and cash-back offers. Some people try to maximize their rewards by applying for multiple cards simultaneously. This process is known as credit card churning.

Low-income people with a disability can encounter challenges in obtaining accessible and affordable housing. However, several housing options exist through federal, state, and local programs.

CapWay invited Financial Therapist and Reiki Master Teacher, Steven M. Hughes to join Culture Meets Money to discuss financial therapy, why mental health matters in the Black community, and how money and mental health coincide.

We all need a place to call home. But rent prices, like most everything, seem to be rising ever higher. Here's how to know if your rent is not just high, but too high for you.

Starting a new job can be exciting. But it’s important not to leave behind your investment accounts at your old job. So, here are some helpful tips to ensure you don’t leave any money behind.

Everyone should regularly check their credit report. The difference between a soft inquiry and a hard inquiry can significantly impact your score. Here's what you should know about the difference between both.

Ignoring your student loan debt is not a good idea. Instead, start right now by making a plan to get out of student loan debt. The sooner you start the better. Here is how.

The debt-to-income formula, or DTI, helps determine your financial health by comparing your monthly required debt payments to your after-tax take-home pay. A low number means that only a small percentage of your take-home pay goes towards paying debt.

When a bill is sent to a debt collection agency, it can severely impact your financial health. Your credit score will suffer, and the delinquency will stay on your credit report for seven years. Here's what you should know about the collections process.

A basic budget provides you with a plan to implement, should a financial emergency strike and you must limit your spending only to your most basic needs.