There are pros and cons to both debit and credit cards. It’s important to understand how to use both cards so that you can have great financial health.

Authorized users and joint cardholders are similar, but some significant differences exist. Therefore, before deciding which option to use, it's best to understand the differences fully.

Credit card companies often operate on a mystery. For example, what happens when you don't use your credit card? It ranges from nothing to catastrophe. Find out more.

The idea of having children can be sweet when you think about all the special moments like the cuddles, hugs, and kisses. But the reality of having children is that they are a huge responsibility, especially regarding your finances, as a recent estimate says caring for a child costs $300,000.

Appreciating and depreciating assets both serve an important role in your financial portfolio. Knowing the difference between the two and how to use each one to its greatest effect can maximize their value as you build your wealth.

On August 24, 2022, Subway announced their $15 Footlong Pass for the month of September. This test trial aims to determine whether its consumers are willing to pay a subscription fee to receive discounts on their food. Depending on its success, it could change how Subway functions in the future.

Financial statements are often thought of as something that only companies need worry about, but a personal financial statement can help you track your financial health and hone in on trouble spots and opportunities. 

Since the beginning of the COVID-19 pandemic, working from home became an option many companies implemented for part-time and full-time employees. However, working long hours began to affect employees’ mental health, which began the workplace trend of “quiet quitting.”

If you find yourself routinely having more month than money, then it may be time to embrace a more structured budgeting approach by starting from zero, zero-based budgeting, that is.

Choosing between whole life and term life can be difficult. Here is a comparison of the two to help you make that choice.

Each year, on September 5th, the International Day of Charity is held to raise awareness of many sociological issues faced daily in less fortunate parts of the world. As some parts of the world are dealing with the worst effects of humanitarian crises, the United Nations deemed it necessary to have a day to increase solidarity and social responsibility towards taking action.

After receiving medical care, a bill must be paid off. Typically, if someone has health insurance, the insurance company will cover all or a portion of the bill. Some may have little to no income, which makes it hard for them to afford insurance, which leads to accumulating debt.

On August 12, 2022, the Inflation Reduction Act was introduced. The Act determined the Internal Revenue Service (IRS) should receive an additional $80 billion over the next ten years to help with tax enforcement on high-net-worth individuals.

For a second straight quarter, the gross domestic product (GDP) of the United States fell, the typical definition of a recession. Due to the rising fears of a recession, companies have reduced their job openings, and there is a possibility some people will be getting laid off in the near future.

There have been a total of 14 recessions in the United States since the Great Depression of the early 1930s. We cannot control a recession but we can control how we prepare for it. Here are eight tips to help you prepare for difficult financial times.