With the holiday season approaching, millions of people will be conducting their holiday purchases soon. However, a recent report by Deloitte showcased that 11.5% of consumers will not be partaking in the holiday shopping season due to these reasons.

This time of year can tempt many people to go over budget and dip into credit card funds and financing options. According to Market Watch, around 44% of shoppers accumulated more than $1,000 worth of credit card debt during the 2017-2018 holiday season.

With this year’s holiday season right around the corner, it is the best time for businesses to increase their profits. As the economy is returning to normal, consumers are expected to spend between $843.4 billion and $859 billion.

Holidays are incredibly emotional times, and the number one reason that we spend money is our emotions. Credit card rewards hacking is one of the best hacks for automating your savings.

Buying gifts for the people in your life can make you feel good, but your pockets can be left in bad shape if your gifts lead you to take on credit card debt or mess up your budget.

As the holiday season is approaching, it is time to start manifesting your holiday gifts in hopes of receiving them before the year-end. However, as a millennial, it can be challenging to ask for gifts from people who aren’t in the same age range as you.

If you know a college student and you want to help them adjust to college life while excelling in their college career, here are some of the best types of gifts to give this holiday season and beyond.