Financial Wellness Month recognizes the importance of starting the new year focusing on financial well-being. If you've never developed a financial wellness plan, read on to learn how to create one to improve your financial footing.

Understanding the difference between gross pay and net pay will help you take more control of your finances. Read more in this CapWay article.

Assets are items that hold financial value and essentially put money into your pocket. More specifically, personal assets are items that an individual owns. Read this CapWay article to learn about four types of personal assets that individuals can own.

A high-yield savings account is a bank account that pays an interest rate that is significantly higher than a standard savings account. Read this CapWay article to learn how to maximize a high-yield savings account.

Lack of financial knowledge has resulted in many young adults making bad decisions with their money. Most money problems can be solved by learning how money works and using it to help you succeed.

Bankruptcy is a debt relief procedure in which a bankruptcy court is used to relieve a debtor's obligation to pay off all or part of their debts. Here's how the bankruptcy process works.

It seems impossible to do Christmas shopping without going into debt sometimes, but it is possible! Find out how.

If you own a house and feel financially overwhelmed, you may be “house poor.” Here's what it means and how to avoid it.

A goodwill letter usually asks creditors to overlook the past due bill and accept your payment as if it had been received on time. The end result is left up to the creditor to decide whether or not to erase any negative marks on your credit report.

Living paycheck to paycheck is a problem that the majority of Americans face. However, it is very much possible to break the cycle. Here's how.

Have you ever wondered why you were denied a loan? It usually comes down to the 3 C's of credit: Character, Capital, and Capacity. Learn more here.