Making the transition from college to a career can be challenging. But most people make some huge mistakes while making this transition. Here's how to make a seamless transition.
by Shaun MorganYour credit score is used by lenders to determine your credit risk when it comes to borrowing money. The higher your credit score, generally speaking, the more you'll be able to borrow, and the lower your interest rate. That can save you thousands of dollars over the life of your loan. So, if you're looking to purchase a home, read on to learn how to optimize your credit score.
by Pam HillA secured credit card requires the cardholder to make a security deposit, whereas an unsecured credit card doesn't. Both can be a great tool for building a positive credit history and improving your credit score; each has its advantages and disadvantages.
by Pam HillTo be financially savvy, you have to be in control of your money. You have to continually prioritize your finances and educate yourself on growing wealth.
by Sha'Kreshia TerrellNew businesses must balance the twin pressures of large outflows of cash against limited inflows. Developing a financial management plan and closely monitoring cash flow are among several business moves that can position a new entrepreneur for success.
by Pam HillMany people believe you have to spend a lot of money to give yourself a little TLC (Tender Loving Care). However, there are many frugal things that you can leverage to pamper yourself on a budget.
by nisiar smithInflation has increased significantly since May 2021, due largely to supply chain disruptions from COVID19 and Russia’s invasion in Ukraine. The investments that perform well under inflation and retain all or most of their value can bring in more cash
by Pam HillExamining the pros and cons of real estate, stocks and bonds will provide you with the tools to evaluate which investment strategy works best for you and how to begin, no mater your investment budget size.
by Pam HillAs electric vehicles have been proven to possess many benefits, such as a lower average cost, it is essential to analyze the costs associated with both types of cars, to determine which one is ultimately better.
by Sheena AllenSheena Allen is the Founder and CEO of CapWay, a digital financial services provider that aims to help those who have been underserved and overlooked by the traditional banking industry. Sheena shares her story and advice for other women entrepreneurs.
by Viviana VazquezDuring the COVID-19 pandemic, there was high economic turmoil. To help keep the economy going, the Federal Open Market Committee (FOMC) determined that it was a good idea to lower interest rates to an all-time low.
by Nailah HerbertLife is designed to occasionally throw you curveballs. These curveballs typically hit us right in the wallet. What better way to handle these unexpected expenses than to be financially prepared.
by Sha'Kreshia TerrellWith some careful planning and prudent spending habits, there is a home for almost every budget and financial circumstance.
by Pam HillThe COVID-19 pandemic caused times of financial hardships for the majority of people. As some were forced to work remotely or were left out of a job, it became increasingly difficult for some to accommodate their living expenses.
by Nailah HerbertChoosing the right mortgage depends on a host of important factors. Some of those factors include your FICO score, your available down payment, and how long you plan on living in your new home.
by Pam Hill