When buying a home, applying for a credit card, or applying for a car loan, you will usually be listed as either pre-approved or pre-qualified. Though these words have similar meanings, they do not mean the same thing.

Therefore, becoming a homeowner is not for everyone. Although many people believe that purchasing a home and becoming a homeowner is the best financial decision one can make, renting may be the best option for you.

Redlining is a practice where mortgage lenders deny loans to people based on race or the racial makeup of their neighborhoods. The term comes from the National Housing Act of 1968 as part of the federal government's New Deal.

For many, owning a home is the ultimate "American Dream." Homeownership allows you to have a property to call your own, leaving you with a sense of pride, confidence, and security.

Change is always challenging, but switching up where you call home ranks up near the top of life stressors. The last thing you want to do is add financial strife to the mix! Read on for some tips that help ensure a smooth transition without going broke.

Whether renting or owning, housing expenses are the most expensive line items in the financial budget for many Americans. However, the extra room in your home could potentially equate to extra income if you are interested in exploring house hacking.

Inflation is when the price for the same amount of goods (i.e., groceries) or services (i.e., getting a haircut) increases. Inflation affects everything involving the economy from food and clothing to employment wages and interest rates.

“We must face the system head-on, and make strides to change it so that we can close the economic inequality gap and defeat capitalism.”

A mindset shift is important when you want to become financially secure and comfortable. Your money mindset determines how you think about your finances. If you have a poor mindset when it comes to money, it can become challenging to accomplish your financial goals.

Stix utilizes his platform to help build his hometown of Watts, California, into a thriving community by providing individuals and families with resources from financial education programs to charitable fundraising.

Deciding to start a business is a big decision that feels out of reach for some, as many people are scared to take the first step. A successful business can allow one to monetize their skills and hobbies.

For many, the two things that most recent graduates focus on right after college are finding a place to live and finding a job. Here are three steps that can help in landing your first place after graduation.

21 Savage continues to speak about his lack of financial literacy growing up, learning more about money in adulthood, and changes he is making to grow his money.