Your credit score is used by lenders to determine your credit risk when it comes to borrowing money. The higher your credit score, generally speaking, the more you'll be able to borrow, and the lower your interest rate. That can save you thousands of dollars over the life of your loan. So, if you're looking to purchase a home, read on to learn how to optimize your credit score.
by Pam HillThe historical event being reviewed is the Dotcom Bubble, which plummeted tech stocks of various companies, some of which are still around today. Between 1995 and 2000, the NASDAQ Composite Index, which tracks most of the stocks traded on its stock exchange, rose by 582%.
by Sheena AllenDuring the COVID-19 pandemic, there was high economic turmoil. To help keep the economy going, the Federal Open Market Committee (FOMC) determined that it was a good idea to lower interest rates to an all-time low.
by Nailah HerbertWith some careful planning and prudent spending habits, there is a home for almost every budget and financial circumstance.
by Pam HillThe COVID-19 pandemic caused times of financial hardships for the majority of people. As some were forced to work remotely or were left out of a job, it became increasingly difficult for some to accommodate their living expenses.
by Nailah HerbertThe rise in the number of jobs available caused the unemployment rate to drop to 3.8 percent, down from 6.2 percent in February 2021. As the unemployment rate continues to decline and more people can find jobs.
by Nailah HerbertChoosing the right mortgage depends on a host of important factors. Some of those factors include your FICO score, your available down payment, and how long you plan on living in your new home.
by Pam HillLast year inflation took a giant leap as consumer prices rose in many prominent United States metropolitan areas. However, Atlanta has seen the highest inflation rates on goods and services, increasing around 9.8 percent since 2021.
by Nailah HerbertOverseas events such as the invasion of Ukraine often reach beyond their borders, impacting global financial markets, energy prices, and mortgage rates.
by Pam HillThe COVID-19 pandemic brought a temporary break to the increase in rent. However, with the economy slowly beginning to open up again, many landlords across the country have started raising their prices.
by Nailah HerbertRefinancing is not right for everyone. Banks will try to push you to refinance because they can get you a lower rate or a lower monthly payment. That doesn't mean that refinancing is the best long-term choice. Here is how to decide whether to refinance.
by Shaun MorganThree insider tips for finding real estate investment properties in the red-hot real estate market of 2022
by Pam HillOne of the great thrills and challenges for any new home buyer or real estate investor is finding a house that fits your budget. But even in today's hot market, some inside tips and strategies that can put you ahead of the crowd.
by Pam HillFiling your taxes can be a stressful time, even more, if the budget is tight! Here are ten resources to research for tax season!
by Nadia C. VanderhallThe COVID-19 pandemic caused the economic growth of the United States (U.S.) to come to a halt. As a result, many Americans relied on the COVID-19 relief packages the U.S. government provided.
by Matin Varshochi