Are you ready to start investing but unsure of where to begin? Here’s what you need to know to start investing intelligently on your own.

Between the financial talks and tips on social media and the rise in popularity of mobile apps like Robinhood and Coinbase, more people are interested in or starting to invest. But remember, investing is not just investing in the stock market.

Here are three tips to consider when investing in an index fund.

It is also a good idea to consult with a financial advisor. A financial advisor provides financial services, such as short-term and long-term strategies for building wealth, defining personal and financial goals, and managing risk.

Jay-Z amassed his billion-dollar wealth from various outlets that include more than just his music catalog. The financial lessons that Jay-Z teaches in his 4:44 album prove to be one of the greatest albums to talk about personal finance and wealth.