Results for "loans"159 results found.
Why Homeownership is an Important Wealth Building Factor

Homeownership is one of the most common forms of building wealth.

by Sha'Kreshia Terrell
10 Financial Habits Every College Student Should Practice

College is a time of greater freedom and personal growth. It’s also an ideal time to learn and put in place personal finance habits that can last a lifetime.

by Pam Hill
The Best Time to Buy a House

One of the biggest purchases a person can make is buying a home. Buying a new home is typically an excellent long-term investment; once the mortgage is paid off, you are left with a high-value asset under your name.

by Matin Varshochi
Housing Discrimination Widens the Homeownership Gap for Black Americans

The Black homeownership gap has increased by more than 30% since the height of the pandemic. That is higher than it was 60 years ago when racial discrimination in housing was legal.

by Sha'Kreshia Terrell
Nine Key Steps to Buying a Home

Buying a home is a big deal, so it is important to be financially prepared in advance. Here are nine steps to take to prepare yourself to become a homeowner.

by Shaun Morgan
Five Mistakes to Avoid When Starting a New Business

Making mistakes is inevitable when starting a new business and can be seen as a positive sign that learning is taking place. But you can cut down on avoidable mistakes by understanding and planning for the top five rookie mistakes that affect most new businesses.

by Pam Hill
Graduate College Debt Free with These Five Tips

The current student loan debt in the United States is $1.7 trillion. However, there are many options to get through college without student loans. Below are five tips to help you graduate college without student loan debt.

by Shaun Morgan
Federal Reserve Announced Interest Rate Hike

On Wednesday, May 4, 2022, the Federal Reserve Bank announced they will be raising interest rates by a half-point. The rising rates have been at their highest point in more than 20 years, and the increased rates have caused the stock market to go into a frenzy, with the S&P 500 dropping by 3.5% the following day.

by Matin Varshochi
How to Transition from College to a Career

Making the transition from college to a career can be challenging. But most people make some huge mistakes while making this transition. Here's how to make a seamless transition.

by Shaun Morgan
Why Your Credit Score Matters When Purchasing a Home

Your credit score is used by lenders to determine your credit risk when it comes to borrowing money. The higher your credit score, generally speaking, the more you'll be able to borrow, and the lower your interest rate. That can save you thousands of dollars over the life of your loan. So, if you're looking to purchase a home, read on to learn how to optimize your credit score.

by Pam Hill
High Paying Jobs with No Degree Requirements

Not everyone wishes to attend a four-year university or pursue a bachelor's degree or higher; thus, they turn to jobs that do not have a post-secondary degree as a job requirement.

by Sheena Allen
Secured vs. Unsecured Credit Card

A secured credit card requires the cardholder to make a security deposit, whereas an unsecured credit card doesn't. Both can be a great tool for building a positive credit history and improving your credit score; each has its advantages and disadvantages.

by Pam Hill
Top Paying Jobs in America of 2022

There are many different career paths a person can choose from in pursuit of attaining a high-paying job. The exact salary will differ depending on the field of work, experience, and level of education.

by Sheena Allen
Student Loan Repayment Paused Again Until Aug 2022

Biden Administration announced that federal student loan payments had been paused, again, until August 31, 2022. Although this is the sixth extension, it is essential to look at different ways to begin paying off student loans.

by Sheena Allen
7 Ways to Teach Your Kids About Money

Teaching children financial literacy at an early age requires being a little creative, and very intentional. Here are eight tips to teach financial literacy to children.

by Shaun Morgan

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