Earnest money represents the down payment on a relationship of sorts between a homebuyer and seller.  In this regard, earnest money is the glue that binds both parties and ensures that they follow through on the transaction.

Getting hit with an overdraft fee after overspending on your bank account is scary and unsettling. But if it goes unpaid, does it go to collections? Read this article to find out.

Debt can negatively impact your mental and physical health. Read this CapWay article on how you can help yourself get out of debt and find positive solutions for your mental health.

Assets are the key to creating a financially free and flexible lifestyle. Here are five ways that assets can help you.

Understanding the difference between gross pay and net pay will help you take more control of your finances. Read more in this CapWay article.

Assets are items that hold financial value and essentially put money into your pocket. More specifically, personal assets are items that an individual owns. Read this CapWay article to learn about four types of personal assets that individuals can own.

A high-yield savings account is a bank account that pays an interest rate that is significantly higher than a standard savings account. Read this CapWay article to learn how to maximize a high-yield savings account.

Lack of financial knowledge has resulted in many young adults making bad decisions with their money. Most money problems can be solved by learning how money works and using it to help you succeed.

Culture Meets Money invited Chris Browning to share his advice about avoiding debt, tips about debt payoff, and other personal finance tips. Chris Browning is a financial analyst with an award-winning podcast, Popcorn Finance.

The cash envelope is a classic budgeting system that can help you to stop overspending and avoid debt. Read this CapWay article to learn how the cash envelope budgeting system works.

Taxpayers with an adjusted gross income of $73,000 or less can take advantage of the File Free program. Those with income over $73,000 can either file their own taxes for free or ask an income tax company to file it for them for a fee.

Organizing your money can help reduce the financial stress added during the holiday season. Below are ten tips to prepare your pockets for the holiday season.

Many high school and college schools aren’t teaching their students about taxes, so it’s important to pay attention to any new tax information. With many people already receiving federal tax return refunds, understanding how income tax returns work is crucial.

Creating a business bank account is the first important step in establishing your business as a stand-alone entity. Here are three easy steps to help you to open a business bank account.

No matter the situation, it is good to have some money on hand. Sinking funds and an emergency fund are good strategies to make sure that happens. Find out the difference between the two.