The SBA, under the CARES Act, opened applications for the third round of PPP loans on January 13 at participating community financial institutions. All lenders will accept applications from January 19 through March 31, 2021.
by CapWayAn emergency fund is a crucial part of your financial security. When you have extra money stashed away, you are less likely to stress over financial emergencies like car repairs, medical emergencies, and job loss.
by CapWayMany of us read the Forbes list every year, seeing people like Rihanna's net worth listed at $1.7 billion or Dwayne “The Rock” Johnson's net worth listed at $800 million. More recently, Forbes reported that Tesla founder Elon Musk, the wealthiest man in the world, has an astonishing $256 billion net worth.
by CapWayIf the word budget evokes thoughts of no-frills, ramen noodle dinners, and nights at home – don’t worry, I have found an easy way to help you grow your bank account without losing your cool.
by Beverly WilksInvesting has long been considered a great way to build wealth. If you are ready to invest, below are four questions to consider before you start the process.
by CapWayA payday loan is a high-cost, short-term loan based on a borrower's income.
by CapWay“We must face the system head-on, and make strides to change it so that we can close the economic inequality gap and defeat capitalism.”
by Nailah HerbertInvesting is a great way to stack your coins and build wealth. Several investments can help you to accumulate money over some time. Some high-risk investments are more volatile than others. Regarding investing, volatility means that your investments are liable to change rapidly and unpredictably.
by Nailah HerbertA mindset shift is important when you want to become financially secure and comfortable. Your money mindset determines how you think about your finances. If you have a poor mindset when it comes to money, it can become challenging to accomplish your financial goals.
by Nailah HerbertAs we are navigating the overall financial and social impact of the coronavirus, it's essential to prepare ourselves for any surprises that could come financially. To avoid spending money that you may need later, here are my top three tips to prepare your pockets: cut out unnecessary expenses, create a list before you shop and contact your lenders
by Nailah HerbertThese are four quick thoughts about navigating the financial implications of COVID-19.
by Kimberley WrenResearch has estimated that 49% to 79% of Americans are living paycheck-to-paycheck. Part of the financial struggle is having to borrow money or rely on the predatory economy, including payday lenders, title loan services, and pawn shops.
by CapWayIn the world of credit, there are several traps that can keep you from achieving a high score. Here are four credit traps to avoid or minimize in order to achieve and maintain a high credit score. Knowing what traps to avoid will prevent mistakes that will lower your credit score.
by Nailah HerbertDespite receiving financial assistance through student loans, college could become expensive, and paying for all the necessary expenses can be difficult. Below are some tips to ensure that your money stretches until the end of the year.
by Nailah HerbertSavings is what working on your finances is all about. Savings is required for any major financial goal--whether you want to stack up a fat retirement fund, transition to travelling more and working less, or buy a home that you can pass down to your children one day.
by CapWay