A basic budget provides you with a plan to implement, should a financial emergency strike and you must limit your spending only to your most basic needs.
by Pam HillThere are pros and cons to both debit and credit cards. It’s important to understand how to use both cards so that you can have great financial health.
by Sha'Kreshia TerrellDuring the COVID-19 pandemic, many people were laid off from their jobs causing their expenses to become unaffordable. Many people were unable to purchase some necessities and desired products outright, which caused them to turn to the buy now, pay later (BNPL) program.
by Matin VarshochiCredit cards, debit cards and prepaid debit cards can all be used to make purchases. The best best choice for you depends on your spending goals and what you want to get out of the card.
by Pam HillCryptocurrency has become increasingly popular over the years. It has experienced many technological advances and had many ups and downs. During its peak, many people were investing in Bitcoin, Ethereum, and other altcoins. Although cryptocurrency had an initial purpose, the current market does not reflect its intentions, which is why some believe its real value was never $3 trillion.
by Matin VarshochiThe idea of having children can be sweet when you think about all the special moments like the cuddles, hugs, and kisses. But the reality of having children is that they are a huge responsibility, especially regarding your finances, as a recent estimate says caring for a child costs $300,000.
by Matin VarshochiIf you own a credit card, it’s important to know how it works, and one of the perks of having a credit card is consumer protection. For example, you can dispute the charge with your credit card company if you have a billing error or fraudulent charge.
by Sha'Kreshia TerrellAppreciating and depreciating assets both serve an important role in your financial portfolio. Knowing the difference between the two and how to use each one to its greatest effect can maximize their value as you build your wealth.
by Pam HillOn August 24, 2022, Subway announced their $15 Footlong Pass for the month of September. This test trial aims to determine whether its consumers are willing to pay a subscription fee to receive discounts on their food. Depending on its success, it could change how Subway functions in the future.
by Matin VarshochiFinancial statements are often thought of as something that only companies need worry about, but a personal financial statement can help you track your financial health and hone in on trouble spots and opportunities.
by Pam HillWhen President Joe Biden was elected into office, one of his main promises was to forgive borrowers’ student loans, and now it is beginning. Eligible borrowers can receive up to a $20,000 deduction in their outstanding student loans.
by Matin VarshochiOne of the simplest ways to secure financing is through a line of credit. The application process for lines of credit tends to be quicker and less involved than for other types of financing such as business loans, personal loans or mortgages.
by Pam HillSince the beginning of the COVID-19 pandemic, working from home became an option many companies implemented for part-time and full-time employees. However, working long hours began to affect employees’ mental health, which began the workplace trend of “quiet quitting.”
by Matin VarshochiIf you find yourself routinely having more month than money, then it may be time to embrace a more structured budgeting approach by starting from zero, zero-based budgeting, that is.
by Pam HillAfter receiving medical care, a bill must be paid off. Typically, if someone has health insurance, the insurance company will cover all or a portion of the bill. Some may have little to no income, which makes it hard for them to afford insurance, which leads to accumulating debt.
by Matin Varshochi