Financial freedom is achievable no matter how much debt you have and how much money you make. All you have to do is stay the course. Here are three simple steps that you can implement today to start your road to becoming debt-free and financially free.
by Sha'Kreshia TerrellMillennials are making six figures in income, but more of them live paycheck-to-paycheck than any other generation.
by Viviana VazquezA report released in early 2021 indicated that the money in the Social Security Trust Funds is expected to run out by 2034.
by Viviana VazquezApple employees set up a Slack channel to discuss pay equity, but the company banned the channel resulting in more controversy and tension between the company and workers.
by Nailah HerbertWe often hear the word unemployed, which is when a capable person is actively seeking but does not have a job. However, we seemingly skip over the issues regarding underemployment, which is when a person is working but not to the full extent of their desires, abilities, or education.
by Sheena AllenPayroll withholding is when a portion of your income is not included in your take-home pay. Instead, the money taken out of your paycheck is directed towards paying federal, state, or local tax authorities.
by Viviana VazquezBased on the perception and display of a luxury lifestyle by many social media users, it has generated others to want to "keep up with the Joneses" without knowing that the lifestyle being displayed on social media is not the real-life truth.
by Sheena AllenTherefore, becoming a homeowner is not for everyone. Although many people believe that purchasing a home and becoming a homeowner is the best financial decision one can make, renting may be the best option for you.
by Sheena AllenEvery month, a person will have regular income and expenses. Taking proactive steps is key to improving financially means making strides to lower expenses. Implementing money strategies can have beneficial effects in the long run.
by Nailah HerbertPresident Joe Biden announced that unemployed Americans would no longer be eligible for unemployment benefits if they turn down a suitable job. Many believe President Biden's announcement is in response to many employers complaining of hiring struggles.
by CapWayYou can use your vehicle for more than just going to work, running errands, and putting gas in the tank. Instead, you can use your car to earn extra income, including ways that don't require you to drive or do any hard labor.
by Nailah HerbertPassive income can positively impact your life because you do not have to trade most of your time to earn money. Those reasons include having more financial stability, relying less on a paycheck, reducing financial anxiety, and reaching your money goals.
by CapWayThe New York Times Bestselling book, Atomic Habits by James Clear, changed my perspective on the importance of building good habits. I figured it would be best to implement it into one of the most important aspects of my life — my finances
by Derrick Herbert