Credit ghosts are people who have no credit score, but they could improve their financial situation by building credit. Here's what is a credit ghost and what to know if you are one.
by Sha'Kreshia TerrellAccording to the Federal Trade Commission (FTC), more than 95,000 people were scammed in 2021, totaling $770 million. Throughout the year, many people fell for various scams, which resulted in the average victim losing $8,105 on average.
by Matin VarshochiDebt can crush not only your score, but also your spirit as you are on your personal finance journey. Understanding how to better handle that debt that is in collections will give you confidence to needed to battle debt as as whole.
by Nadia C. VanderhallIn 2020, the Federal Trade Commission (FTC) reported that nearly five million people were victims of identity fraud. As this is a growing concern in today’s society, it is essential to know how to protect yourself from becoming a victim.
by Matin VarshochiCash is king but so is credit. Having good credit will take you a long way in life. It is important to get and keep a good credit score. Save the cash, leverage your credit.
by Sha'Kreshia TerrellIn 2020, nearly 400,000 people were victims of credit card fraud. If you have a credit card, here is how to protect yourself from credit card fraud.
by Viviana VazquezFederal law mandates that a person is entitled to receive a free credit report from each of the three national reporting agencies, Equifax, Experian, and TransUnion, every 12 months. However, due to the COVID-19 pandemic, you can now get reports per week.
by Sheena AllenApple employees set up a Slack channel to discuss pay equity, but the company banned the channel resulting in more controversy and tension between the company and workers.
by Nailah HerbertPayroll withholding is when a portion of your income is not included in your take-home pay. Instead, the money taken out of your paycheck is directed towards paying federal, state, or local tax authorities.
by Viviana VazquezOn January 24, 2022, people can begin filing their federal tax returns for the 2021 tax year. Individual income tax preparation can be tricky, and it is essential that all of the values included when filing your return are accurate.
by Nailah HerbertIt is reported that millennials owe about $1.5 trillion in student loans. Scheming companies see this as an opportunity to make a quick buck off people who are desperate for options.
by CapWay