One of the simplest ways to secure financing is through a line of credit. The application process for lines of credit tends to be quicker and less involved than for other types of financing such as business loans, personal loans or mortgages.
by Pam HillIf you find yourself routinely having more month than money, then it may be time to embrace a more structured budgeting approach by starting from zero, zero-based budgeting, that is.
by Pam HillHaving a day job and becoming a real estate investor isn't an either-or proposition. Dive into this article to learn more on how they can both be done successfully.
by Pam HillYour credit score is used by lenders to determine your credit risk when it comes to borrowing money. The higher your credit score, generally speaking, the more you'll be able to borrow, and the lower your interest rate. That can save you thousands of dollars over the life of your loan. So, if you're looking to purchase a home, read on to learn how to optimize your credit score.
by Pam HillNew businesses must balance the twin pressures of large outflows of cash against limited inflows. Developing a financial management plan and closely monitoring cash flow are among several business moves that can position a new entrepreneur for success.
by Pam HillOver the past holiday season, a survey done by LendingTree discovered that Americans incurred an average debt of $1,249 when shopping for holiday gifts. Although it may be important to ensure loved ones receive all the gifts they wish for, going into debt causes more harm than good.
by Matin VarshochiDebt can crush not only your score, but also your spirit as you are on your personal finance journey. Understanding how to better handle that debt that is in collections will give you confidence to needed to battle debt as as whole.
by Nadia C. VanderhallThe holiday season can be an exciting time for many. However, holiday shopping and its associated costs can be stressful. According to a LendingTree survey, almost 50% of American consumers are dreading the holidays, due to their expensive costs.
by Viviana VazquezIf you are struggling with debt, you are not alone. The average American has $90,460 in debt that may include credit card debt, personal loans, student debt, and mortgage debt.
by Viviana VazquezA credit report and a credit score are two different pieces of financial information. However, they both have a significant impact on your finances.
by CapWaySometimes it is hard to say "no" to a friend or family when they ask to borrow money, even when we don't have it to let them borrow. Listen, you can't give away what you don't have. You will in turn put yourself in a bad financial predicament.
by CapWay