A study conducted by Oxfam observed the minimum wage workers earn across the country and found that nearly 1/3, or 32% of all workers are compensated at an hourly wage below $15. With the cost of living rising due to the economy's current conditions, now is a crucial time to try and increase your working wage to ensure your disposable income does not lower.

The Social Security Act, passed passed 86 years ago, is a key component of retirement income for nearly all individuals. Social security insurance also provides a safety net should a worker become disabled or a family lose their breadwinner.

Afterpay is a buy now pay later (BNPL) service that breaks your payments into installments. Afterpay has been increasing in popularity. However, many users don’t quite understand how Afterpay works, yet sign up for it anyway.

According to the Federal Trade Commission (FTC), more than 95,000 people were scammed in 2021, totaling $770 million. Throughout the year, many people fell for various scams, which resulted in the average victim losing $8,105 on average.

The COVID-19 pandemic continues to be a global issue as new variants are spreading. As people continue to struggle, 2021 ended without a fourth stimulus check to keep households afloat.

This time of year can tempt many people to go over budget and dip into credit card funds and financing options. According to Market Watch, around 44% of shoppers accumulated more than $1,000 worth of credit card debt during the 2017-2018 holiday season.

President Joe Biden is working with the Department of Justice to make amends with the families affected due to Trump’s zero-tolerance policy. To make amends, Biden is planning to financially compensate families who were separated at the border.

For the past couple of years, Walmart used a layaway plan to aid people with purchasing items. However, they are now promoting an alternative to layaway for their customers by using the Affirm app.

When it comes to the distribution of wealth among Black and Latinx people versus white people in the United States, minorities have always been neglected. The racial wealth divide is widespread and stems from hundreds of years of policies.

Financial boundaries are important to establish to ensure you maintain a healthy and happy relationship between you, your loved ones, and your money.

It can be challenging to maintain a healthy work-life balance when working from home. On the other hand, many workers have taken advantage of their company’s work from home policy to travel, start a side hustle or even work two full-time jobs at once.